When I meet with my clients for the first time and we go through my PowerPoint about Medicare and the basics, I talk about Home Health Care (HHC).
This HHC benefit is NOT Long Term Care coverage. It may sound like a Long Term Care benefit Medicare offers but Medicare does NOT cover extended care. Medicare was always intended for Acute Care. Acute Care is defined as: sick or injured, get help (urgent care or emergency room), then go home to get better.
So HHC would be covered under Medicare if you are working with your doctor, you are homebound, and need skilled care for a short term period.