As there is a three month waiting period for MSP to begin, all new international students will be automatically enrolled in temporary medical insurance called guard.me to ensure your wellbeing during this waiting period.
- Cost of guard.me: Approximately CAD $188 for three months
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Coverage period: May 9 - August 19, 2022* (if arriving before May 9, 2022 you will be enrolled starting the day you arrive in Canada for 3 months)
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Charge applied to student accounts: May 4, 2022
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Opt-out deadline: May 23, 2022
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Guard.me Payment deadline: May 23, 2022 at 4 p.m. PT. See How to Pay.
*Coverage will begin the day you arrive in Canada and is valid for 3 months
Opt-out Options
Please ensure you opt-out by May 23, 2022 if one of the following options applies to you:
1) I have valid BC MSP Coverage
If you already have valid coverage by BC MSP, you are eligible to opt-out of the guard.me insurance plan. To opt out, you must complete the online application including the alternate insurance declaration and identify your start date and end date under the other plan at the time you apply to opt out. Your BC MSP coverage must be for the entire coverage period or your opt-out will be declined.
2) I am studying outside of Canada for the Summer 2022 semester
If you will not be in Canada for the Summer 2022 semester, you may opt out by successfully completing the Out of Canada Declaration and Waiver. If your application to opt-out is received prior to the deadline and is submitted successfully, you will not be charged for guard.me medical insurance. Please note, if you decide to come to Canada after choosing this option, you will be required to purchase late arrival coverage. This will become available for purchase after the end of add/drop period.
*If you are already in Canada, and have purchased guard.me insurance coverage, please disregard this portion of the message.