Protecting Paychecks & Preserving Lifestyles
Virden Benefits offers a suite of products that can meet your business and individual needs. Contact us for a free consultation about Health Insurance, Supplemental Benefits, Life Insurance, Disability and more.
It Sounds Very Cliché
Accidents (and Illness) Happen
We have all heard it before. Accidents happen. Some of us choose to think "It won't happen to me". As the guy who has had two back surgeries, a torn Achilles, ear surgery to restore his hearing, many other emergency room visits and watched his father be taken by a terminal disease, I can confirm Accidents and Illness can happen to anyone.

Whether you are a Solopreneur or own a business with multiple employees, Virden Benefits can offer Supplemental Benefits that help protect employees against injury or illness. Think of it as you giving the gift of peace of mind while increasing employee retention and recruitment, with little to no cost to the business.

If you are an individual interested in some protection against injury, cancer or heart attack, for example, Virden Benefits offers that peace of mind as well.

Elective Surgery on your To-Do List?
Health Care costs have never been higher and the list of medical costs NOT covered by Health Insurance keeps growing. The HMA can be the answer to this problem! The HMA is a medical savings account that is similar to an HSA in that you can access its benefits on a debit card, however there is a big difference. The MAGIC of the HMA is in the MATCH, an average of $2 or more in medical benefits for every $1 contributed. The HMA can be used for a vast majority of 213(d) medical expenses including elective surgeries and MANY more. With 11 funding levels from which to choose, you can elect one that fits you best. Available in all 50 States and the ultimate Medicare supplement, reach out for yourself or please help spread the word.
Hiring? Don't Leave Cash on the Table
You will hear me mention the "Employee Recruitment" power of benefits on more than one occasion. If you are looking to hire new employees, take advantage of the Work Opportunity Tax Credit. The WOTC is a Federal program that gives employers up to $9600 in tax credits per employee if the employee meets certain criteria, which may include.
  • Veterans
  • Long-Term Unemployed
  • Those that live in disadvantaged or low-income areas
  • Plus 4 other criteria

Posting your jobs on will automatically highlight WOTC eligible employees and I can offer you - normally a paid service - at no cost to you.

March is Sleep Awareness Month
March features the National Sleep Foundation's annual "Sleep Awareness Week" March 14-20. The annual event celebrates sleep health and encourages the public to prioritize sleep.
One thing that can lead to sleepless nights is worrying about injury or illness and how it can affect your finances. Over the last couple of months I have helped file Cancer, Disability & Accident and other claims where each policyholder is thankful for the coverage they have.

You may be surprised how affordable peace of mind can be. Please contact me to learn more.
A Little About David Virden
I am thankful for the people who have subscribed to this newsletter. I know some of you better than others. Here are a few things about me.

-Married 20 years. Met my wife in college
-2 children, 1 dog
-I was a competitive swimmer as a kid and arguably peaked at age 8 as the 9th fastest, age 8 & under 25-yard freestyler in New England.
-I drive manual transmission vehicles, on purpose, and will try and do so as long as I can find one.
-I enjoy building things with stone. The rock wall and firepit above were built last spring.
-I really love my job. Check out this video to find out why.
Trusted Partners
I am very proud to know many great professionals who are tops in their fields. When you need a service, there is a strong chance I can recommend someone. Check out this list of Trusted Partners and just ask if you want an introduction.

Each month I am going to highlight one of my partners here. This month I want to feature my friend Charlie Melia of ConnectPay Payroll Services.

If you're looking for local, premier Payroll services for your company, contact Charlie today!
Quote of the Month

Fun is like Life Insurance; the older you get, the more it costs.
-Frank McKinney Hubbard

Thank you for being part of the Virden Benefits, LLC newsletter odyssey. I appreciate you sharing and helping me grow my audience.

With gratitude, David Virden

proud to be partnered with the following and more:
150A Andover Street Suite 12
Danvers, MA 01923 United States
Phone: (617) 233-9937