E-Newsletter - August, 2015
What's new?
Registration is currently underway!
AdvisorNet is hosting a LTC refresher course on September 16 th from 9-2.   LTC training is mandatory for anyone talking about LTC with their clients.  Click here to register.   

AdvisorNet Insurance's 10 Minute Tuesday's are on a break for the rest of the summer, stay tuned for a fresh round of new topics in the fall.  

Reminder: Please make sure you have completed your required State and Carrier Annuity training prior to dating an annuity application.  If in doubt:  contact Cathy Barner or Robyn Santana to confirm.

September is coming up quick! Check out the turnkey Life Insurance Awareness Month marketing resources. Watch this short webinar to find out how you can (quickly!) put them to use with your clients! 

Important Updates
Actuarial Guideline 49 (AG49) is a new regulation mandated by the NAIC which sets a common methodology for how insurance carriers can calculate their maximum illustrated interest rate for IUL policies.  This new guideline will only impact how IUL policies are illustrated, not how they actually function.  Starting September 1, 2015 all carriers will be required to abide by AG49, and maximum illustrated rates will decrease from .5% -2% depending on the carrier's cap and floor rates.  Contact Nick Weiler for more details or click to see specific carrier notice:
Allianz continues to provide exceptional Indexed annuities that create Lifetime Income guarantees.   They were recently upgraded to A+ by A.M. Best.  Click here for more information. Contact Cathy Barner to talk about their products and how they might fit into your client's portfolio.    
Athene is currently in the process of transitioning a large number of policies over to Accordia.  During the transition some scheduled drafts have been delayed, and there could be limited access to inforce information.  Please contact  Blaine Williams with any questions.   

Banner re-priced their OPTerm rates effective August 10.  All blocks were decreases.  They are currently in the top three carriers 56% of the time. 
John Hancock's Protection IUL is now available with their LTC rider and the Vitality program (in approved states).  Click here for more details.
Principal added a new sales concept to utilize permanent insurance to overcome clients who make too much as a ROTH IRA alternative.  Click here.  

Protective has developed a suite of materials focused on helping your clients understand Social Security and how it fits into their plan.  Click here for promotional and seminar materials as well as access to their Social Security Explorer. 

Symetra announced last week that it is being acquired by Sumitomo Life of Japan.  This should not affect any operations or products, and have confirmed that they are back to business as usual.  Click here for the details.  
You no longer have to be the book of knowledge, but rather, the librarian.

Important Dates & Upcoming Events

LTC Refresher Course

10 Minute Tuesday's
to resume this fall! 



Interested in putting on a client workshop? 


We can assist. 


Contact  Joe or Aaron for more information!