| May is Disability Awareness Month follow us on LinkedIn to keep up with unique ways to build Income Protection Planning into your client conversations. Ever get confused about the differences between a Chronic Illness Rider and a Long Term Care Rider? AIG will be hosting a webinar to help explain how these riders work. Click here to sign up. URGENT REMINDER- The NAIC Annuity Suitability Model requires that Insurance producers complete general annuity training at the state level AND product specific training provided by the carriers. These rules apply to ALL annuities sales. Please contact Cathy Barner or Robyn Santana to make sure you are compliant prior to taking an annuity application. Click Here to determine what your state requires. Private Financing continues to be a sophisticated planning technique as interest rates are still at an all-time low. Click here to view a presentation that John Hancock put together that shows why low interest rates matter. John Hancock has come out with a new kind of life insurance called Vitality that allows your clients to save money and earn rewards and discounts by simply living a healthy life and they get a free fitbit. It's currently available on their Protection UL 15 and Term (not in all states yet including MN). Click here for more details. Lincoln introduced their new Lincoln Wealth Advantage Indexed UL on May 11. It offers cost efficient protection, as well as effective cash value growth and distribution, with a guaranteed 1% floor, and three crediting accounts. Click here for more product details. Lincoln Benefit Life will no longer have its Life's Legacy Secure UL available for term conversions after May 1, 2015. Met Life will be launching their Premier Accumulator Universal Life (PAUL) product June 1. It can create high early cash value. It is Met's second product available for the Enhanced Rate Plus which gives clients the opportunity to boost their rating class from standard to preferred or elite in less than week - with no paramedical exams or lab work required. Contact Nick Weiler for more details Great American introduces their new eBusiness platform. Submitting Annuity new business electronically is a safe and simple way to spend less time completing paper-work, reduce Not in Good Order issues, and receive the policy/get paid faster. Click here There are over 74 million baby boomers that are looking at retiring! Help them guarantee their children will have something for retirement, creating a legacy for their family long after they are gone by using American National's New Stretch IRA concept. Click here. |
