Cincinnati Life has decreased their term rates in almost all segments, along with renaming their term classes to match up with the rest of the industry.  They will also be able to be quoted using Winflex. 

 

Lincoln has added their TermAccel to the other Drop Ticket options out there.  It's a quick application process for ages 18-50 on Term amounts up to $500k.  Quick approval process and the possibility to avoid APS records that could cut issue time in half.  Click here for more details.

 

Minnesota Lifewill be repricing their Advantage Elite Select Term rates starting November 21.  Rates will be decreasing between 3% and 15%. 

 

One America and State Life will be offering their Care Solutions Virtual University to show the Producer Top Ten Best practices for integrating Asset-Based LTC into your business.  Next event is November 20 ^th, 1pm EST.  Click here to register. 

 

Principal Disability has increased their Issue & Participation limits on select occupation classes.  This could be a great opportunity to increase coverage for 3A to 6A classes.  They also made some class changes for select medical occupations.  Contact Nick Weiler for more details. 

 

Protective had a rate decrease of 2% in many term classes. 

Are your clients seeing too much uncertainty with unpredictable market fluctuations?  But not enough growth with CDs yielding low returns? NO Matter what is happening on Wall Street, Fixed annuities may be the Right Fit.    Click here for more information.