What's Included in This Newsletter: | | |
Message From the President
- Your Plans of Action, all in one place
Upcoming Webinar
- Navigating your client portal
Team Updates
- Hunter's engagement
- Keely's baby on the way
- Our newest team member, Zach
Event Highlights
- Can Do Canines
- Kids In Need Foundation
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Tips & Tools
- One Big Beautiful Bill Act: Six key tax changes
- Loss of Mobility: a conversation between Brendan Halleron and Steve Lear
In Case You Missed It
- Your Guide to Required Minimum Distributions (RMDs)
- Charitable Giving
- Planning Your Legacy
- Summer 2025 Market Commentary
- Top Ten Reasons to Work with a Financial Planner
| | Message From the President | | |
At Affiance Financial, we believe that clarity and follow-through are essential to reaching your goals. It’s not enough to simply talk about your financial future, we believe you deserve a clear, actionable plan intended to get there. That’s why after every meeting, we prepare a written Plan of Action, a personalized roadmap that outlines next steps and helps ensure your financial plan stays on track.
Starting September 30, your Plans of Action will be delivered through your Client Portal. You’ll be able to access these Plans of Action anytime, anywhere, through your secure login.
The Client Portal is more than a storage space, it’s your personal financial hub. It’s designed to keep your important financial information organized, easy to find, and available exactly when you need it. Within your portal, you have:
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Daily account data: Check balances, transactions, and portfolio details 24/7, providing access to your information on your schedule.
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Your written Plans of Action: Maintain record of all action items discussed at our meetings, keeping you focused on your priorities.
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Quarterly Portfolio Performance Reports: Track your progress over time and make sure you're comfortable and confident in your investment strategy.
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Schwab Account statements: Streamline how you access your financial information.
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Tax documents: Simplify tax season by downloading documents including Schwab 1099s at your convenience.
Whether you’re preparing for an upcoming meeting, reviewing your action items, or gathering documents for your CPA, your Client Portal provides a safe, convenient, and centralized way to manage it all.
To help you make the most of this valuable resource, we will be hosting a webinar on Monday, September 29 to walk you through the portal’s features. This will be a great opportunity to learn how to navigate the platform with ease, find the information you need quickly, and take full advantage of the tools available to you. Watch your email for full event details and your invitation in the coming days.
And remember, you’re never on your own. If you need assistance logging in, navigating the portal, or have questions about your Plan of Action, our team is here to guide you every step of the way. Your financial well-being is our priority.
| | All investment strategies have the potential for profit or loss. | | Client Education: Navigating Your Client Portal | | |
Starting September 30, your Plans of Action will be delivered through your Client Portal.
Join Director of Client Support, Megan Pace, on Monday, September 29 for an informative client education session to learn how to access these Plans of Action anytime, anywhere, through your secure login.
We’ll show you how to access your account information, find your document vault, download important documents, and make the most of your secure financial hub.
RSVP today to reserve your spot.
| | Congratulations to Hunter Schwimmer, Associate Financial Planner, and his new fiancée, Lara. | | |
Keely Matis, Marketing & Communications Manager,
and her husband, Brandon, are expecting their first child this November. Congrats!
| | A warm welcome to Zachary Kluz, Investment Analyst/Trader. We are excited to have you on the team! | | |
Our team spent an afternoon at Can Do Canines making snuffle mats, enjoying a behind-the-scenes tour, and watching an assistance dog demonstration, giving us an up-close look at the incredible work this organization does.
Watch Recap Video...
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Thank you to everyone who joined us at the Kids In Need Foundation! Together, we packed boxes with school supplies to support students in need. Your time and effort will help set these students up for success in the new school year!
Watch Recap Video...
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Signed into law on July 4th, this 870-page bill introduces updates to standard deduction rules that will affect millions of taxpayers.
From higher deduction amounts and new provisions for seniors, to expanded State and Local Tax (SALT) caps, car loan interest write-offs, deductions for tips and overtime, and updated rules for charitable giving, the changes are significant.
Read the full breakdown on our blog.
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Loss of mobility can be sudden or gradual, but in either case it impacts more than just your ability to get around. It affects independence, emotional well-being, and financial stability.
In this conversation, Affiance Financial’s Brendan Halleron, CFP®, AIF®, BFA™, and Steve Lear, ChFC, CLU, BFA™, share insights on what “loss of mobility” really means, why planning ahead matters, and the key steps families can take to navigate this transition with clarity and confidence.
Read the full conversation on our blog.
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Learn the rules, deadlines, and tax strategies for Required Minimum Distributions (RMDs) to avoid penalties and optimize your retirement income.
Read more...
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Unlock the power of charitable giving with confidence and strategic planning. Discover how charitable giving can shape your legacy.
Read more...
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Learn how to start planning for your legacy while living a busy and fulfilling life.
Read more...
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The old Wall Street adage, “Sell in May and go away” reflects a historical trend for markets to remain flat during the summer months.
Read more...
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For many, the idea of managing your finances – not just your budget, but your investment portfolio, taxes, and estate plan – is a daunting, almost paralyzing prospect.
Read more...
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Affiance Financial is registered as an investment adviser with the SEC and only conducts business in states where it is properly registered or is excluded from registration requirements. Registration is not an endorsement of the firm by securities regulators and does not mean the adviser has achieved a specific level of skill or ability.
All investment strategies have the potential for profit or loss. Please remember to contact Affiance Financial right away if there are any changes in your personal or financial situation or your investment objectives.
The content referenced in this newsletter, directly or indirectly, is no guarantee that any advice presented will be profitable, suitable for your individual situation, or prove successful. Due to various factors, including changing conditions and/or applicable laws, the content may no longer be reflective of current opinions or positions. Moreover, you should not assume that any discussion or information contained in this newsletter serves as the receipt of, or as a substitute for, personalized investment advice from Affiance Financial. Please remember to contact Affiance Financial if there are any changes in your personal/financial situation or investment objectives. Affiance Financial does not serve as an accountant and does not prepare tax returns.
Advisory services offered through Affiance Financial, a Registered Investment Adviser. Securities and advisory services offered by Registered Representatives and Investment Advisor Representatives through Private Client Services. Member FINRA, SIPC. Affiance Financial and Private Client Services are unaffiliated entities.
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