Monthly news & updates
July 2022
Employee Spotlight: Susanna Romig
Incoming President – Toastmasters International, Inland Empire Chapter

Susanna Romig joined the AmPac team in February 2020. A graduate of Cal State San Bernardino, Susanna earned her bachelor and master’s degrees in business administration and she has worked in the area of finance for more than 10 years. 

Susanna is an organized and valued member of the AmPac Business Capital team as a Loan Processor and Closer. She believes in her clients and loves saying “yes.” Our banking partners have commented on her attention to detail; her timely responses and her tremendous knowledge of the SBA 504 loan program.

Susanna joined Toastmasters International in October of 2020 to focus on fine tuning her public speaking skills. She is part of the Health Happy Club based in the Inland Empire where they currently host hybrid meetings at the AmPac Business Capital office in Ontario. Susanna has served as Vice President of Education (VPE) for the chapter. In this role, she successfully implemented the hybrid meeting format, streamlined getting the agenda out to members and guests, and assisted in the RC Youth Leaders Program. Her exemplary leadership has been recognized by her colleagues in the chapter, thus Susanna was installed as the Club President, beginning her term in July 2022.  

Susanna is leading through her fears, propelled by her love for public speaking and helping others to develop the same love. She is committed to being a servant leader and is a fierce advocate of doing what is right, not necessarily what it easy. Susanna recently completed her final level in Dynamic Leadership in Toastmasters and has her eye on achieving the Distinguished Toastmaster (DTM) designation.

As her first program as the President of the Toastmasters Health Happy Club, Susanna chose to feature the “back-office” team of AmPac. Susanna and the AmPac team discussed their commitment to advance entrepreneurial dreams “in their own words.”

How to Get a Small Business Loan in 7 Simple Steps
By Bill Frost for

Sooner or later, many small-business owners consider taking out a loan to supplement their business's growth. But small-business loans can be tricky lines of capital to obtain, especially if you don't know much about the application process. You can save yourself stress and hassle by thoroughly preparing before you even approach a bank.

That preparation begins here with these seven crucial steps for nailing down a business loan.

1. Establish your reason for the loan
The lender is going to hand over a significant amount of money to your business, and they’re going to want to know how and why it’s being spent. It’s a valid concern: how you invest the loan will affect your business’s income and ability to pay it back. Stocking up inventory or covering payroll are valid reasons banks and other traditional lenders would consider your loan application. (Purchasing a recreational 3D printer for the breakroom . . . not so much.)
Success Story: Owners of Pizza Restaurant Use SBA 504 Loan to Buy Their Previously Leased Property
AmPac Pairing -- SBA 504 and SBA Community Advantage
In fine dining restaurants, an outstanding host knows how to pair the right food items with the right drink. We are excited with how the SBA 504 Loan has been able to "pair" well with the SBA Community Advantage loan to serve small businesses to expedite the closing of their real estate loan and to obtain funds needed for:

  • Working capital for inventory and liquidity replacement
  • Tenant improvements and equipment needs 
  • Moving expenses and other support to transition to the new building.

The SBA Community Advantage loan provides financing up to $350,000 that is backed by an SBA Guarantee. This affordable financing gives small businesses a capital boost to support their small business growth. Ask the AmPac team about the pairing of SBA 504 with SBA Community Advantage -Bringing the Advantage to the Community.
SBA Corner
Four Million Hard-Hit Businesses Approved for Nearly $390 Billion in COVID Economic Injury Disaster Loans

WASHINGTON, DC - As the country continues to transition from a historic economic recovery to stable, steady growth that works for families and small businesses, Administrator Isabella Casillas Guzman, the voice for America’s 32.5 million small businesses in President Biden’s Cabinet, highlighted the impact of the SBA’s COVID Economic Injury Disaster Loan (EIDL). Through the life of the program, the SBA disbursed approximately $390 billion to nearly four million small businesses and nonprofits.

Taken together with the American Rescue Plan-funded programs – the Restaurant Revitalization Fund, the Shuttered Venue Operators Grant, the COVID EIDL Targeted and Supplemental Advance Grants, and the Paycheck Protection Program -- COVID EIDL, which was often used for critical business operations such as making payroll, has helped small businesses power historic economic growth. In the first three quarters of 2021, small businesses with fewer than 50 employees created 1.9 million jobs, the fastest nine-month start in any year on record. This historic level of investment in saving our small business economy has resulted in high marks of trust in the SBA among the American public.

“The SBA has delivered historic economic relief to millions of America’s small businesses through the COVID Economic Injury Disaster Loan program,” said Administrator Guzman.
AmPac Welcomes New Spanish Speaking Partner to the Entrepreneur Ecosystem
AmPac adds new partnership with Associacion De Emprenedor to the Entrepreneur Ecosystem.  

Associacion de Emprenedor is an entrepreneur organization made by Hispanics for Hispanics where Entrepreneurs and Microentrepreneurs of the Hispanic community continue their education in Empowerment, Leadership and Business in a social environment where there is harmony, balance, responsibility, integrity and respect. Associacion de Emprenedor will host office hours with a Spanish speaking business consultant on Thursdays in the AmPac offices. 
Save the Date for Connecting Faith and Business Summit 2022
The annual Connecting Faith and Business Summit is back to being an in-person event. Mark your calendars and save the date October 13, 2022. Join us at the Riverside Convention Center for an event you do not want to miss. Reconnect with and re-establish relationships, get inspired by businesses that were unstoppable during the height of the pandemic and leave with a wealth of tools and resources to rejuvenate your revenue!

Upcoming Events
July 21, 2022

NAWBO-IE: Get Prepared to Finance Your Small Business- Expect a Yes!
11:00 am- 1:00 pm
AmPac Business Capital

July 28, 2022

Navigating Your Cash Flow
2:00 pm- 3:30 pm
Chase Bank -Rialto Community Branch

August 10, 2022

CREW-IE- Benchmark Breakfast: COVID-19's Impact on Females in Commercial Real Estate
9:00 am-10:00 pm
AmPac Business Capital

August 23, 2022

NLWBA-IE: Hidden Rules to Working with Prime Contractors (An SCE STAR workshop)
5:00 pm- 8:00 pm


Weekly Office Hours
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