February 22nd - 26th was America Saves Week! Check out our top savings advice to make 2021 your best year!
2020 definitely showed us unprecedented times and many people experienced financial hardships. Having an emergency savings cushion can help you stay above water the next time life doesn't go as planned.

Day 1 of #AmericaSavesWeek is all about the easiest and most effective way to save, which is to SAVE AUTOMATICALLY.

How do you save automatically? The two best ways to #SaveAutomatically are:
  • Splitting Your Direct Deposit: Have your employer direct a certain amount from your paycheck each pay period and transfer it to a retirement or savings account (or both). Traditionally, you can set this up using your employer’s direct deposit program. Contact your HR representative for more details, and set this up today. No amount is too small!
  • Setting Up An Automatic Bank Transfer: Choose a certain amount to be transferred from your checking account to your savings account on recurring day each month (like the day after you usually get paid). You can do this at FNB inside our online banking platform or by completing a simple form with your account officer. You can even split the amount between two days each month so it is a smaller amount at a time.

Having a “set it and forget it” approach to saving increases your success rate.

Day 2 of #AmericaSavesWeek is all about being prepared for something that we should all actually expect: to have an “unexpected” financial emergency.

Saving for the unexpected can be done with an emergency savings account! Many people wonder how much they should have in their emergency savings and the easy answer is "it depends".

A good starting goal for an emergency savings account is $500. From there, you can work your way up to stockpiling 3 - 6 months worth of expenses in your savings account.

So, if your monthly expenses are roughly $2000, a long-term goal could be $6,000 on the low end or $12,000 on the high end. Reaching those long-term goals is gonna take time, but it will be worth it.

Remember, saving money becomes easier as it becomes more of a HABIT instead of a burden. So, start with a small amount and work your way up.

We believe in you and are here to support you along the way!

Imagine how much less stressed you will be 5 years down the road when you have to buy new car tires and you can cover the expense in CASH!
We are currently accepting applications for the US Small Business Administration (SBA) Paycheck Protection Program (PPP) from FNB customers. Whether you are a first-time applicant or a borrower seeking a second draw loan, we understand the urgency of PPP funding for your small business and we are working hard to facilitate this relief.

Loan Details

The Paycheck Protection Program is a loan designed to provide a direct incentive for small businesses to keep their workers on the payroll.
SBA will forgive loans if all employee retention criteria are met, and the funds are used for eligible expenses.

  • PPP loans have an interest rate of 1%.
  • Loans issued prior to June 5, 2020 have a maturity of 2 years. Loans issued after June 5, 2020 have a maturity of 5 years.
  • Loan payments will be deferred for borrowers who apply for loan forgiveness until SBA remits the borrower's loan forgiveness amount to the lender. If a borrower does not apply for loan forgiveness, payments are deferred 10 months after the end of the covered period for the borrower’s loan forgiveness (either 8 weeks or 24 weeks).
  • No collateral or personal guarantees are required.
  • Neither the government nor lenders will charge small businesses any fees.

How To Apply

Current FNB Community Bank commercial customers can apply through their lender at FNB. Request your commercial banker to contact you by clicking here.
Afonso's Food Truck at FNB's Main Branch Every Wednesday
Afonso’s Smoked BBQ will be at our main branch every Wednesday from 10:30 am - 2 pm! Stop by for lunch or to say hello to your favorite banker.
We currently have 5 part time positions and 2 full time position available!

Perks include:
😀Casual Fridays
😀401k matching
😀Paid Holidays
😀Much more!!!!
CreditSense, the credit monitoring software within our mobile banking app, is getting a new look!

Also, there are a couple new features to help you understand and improve your financial health.

• New Credit Score Analysis “Cards”
Quickly evaluate all areas that make up your credit score.

• New Interactive Simulator Tool
Select various financial decisions to see how they might affect your score.

• More Graphics and Charts
Gain additional insights and see the impact of your financial activity on your credit score.

Check it out in the mobile app today and let us know what you think!
It's your money, so why are you paying to access it? That's why we refund up to $25 in ATM fees for qualified* Rewards Checking customers!

Curious how to qualify for an ATM fee refund? It's easy!

1. Have at least 1 direct deposit or withdrawal/month
2. Swipe your FNB debit card 12 times/month
3. Receive e-statements

That’s all there is to it! Learn more and start an account application online.
We can help you find your own place, with the right payment to fit your budget. Rates are crazy low right now, too!!!
Talk to Shawn Reiswig for all your mortgage needs!

Shawn has years of local expertise throughout the Oklahoma City, Moore, Mid-Del, Choctaw, and Harrah area, and he will work closely with you to make sure the process is as smooth and stress-free as possible!
Did you know that when you bank local, you make it possible for FNB to lend to local businesses that build up our community?

Thank you for investing in your community and banking local.
Let's Get Social!