It’s April Fools’ Day, but this one’s real! PATF Mini-Loans are back to $100 to $7,000 at 0% interest.

In November 2025, we shared that we were temporarily adjusting the terms of our Mini-Loan Program and reduced the 0% interest rate threshold from $7,000 to $2,000 due to funding delays.

We’re pleased to announce that we are returning the Mini-Loan Program to its original terms. Effective April 1st, loans from $100 to $7,000 will once again be offered at 0% interest with no fees. Loans over $7,000 and up to $60,000 will continue to be available at a low fixed interest rate of 3.75%, also with no fees.

This change expands access to affordable financing for assistive technology, helping more Pennsylvanians get the assistance they need.

Please note: These updated terms apply to new loan applications only and will not affect any currently active loans.

If you have any questions, please contact CEO, Will Hall, at whall@patf.us.

Join our upcoming financial education webinar to learn how to better recognize, prevent, and respond to financial scams and exploitation. Our speaker will be Dave Shallcross with the Elder Abuse Unit of the Pennsylvania Office of the Attorney General. During this session, participants will gain an understanding of common types of scams and financial exploitation, learn how to identify red flags, identify the differences between various scam and exploitation tactics, and review practical steps for reporting suspected scams while protecting themselves and their loved ones from financial harm.

ASL, CART, and Spanish interpretation will be provided. This webinar will not be recorded. A blog will be available after the webinar, which will provide important information shared during the webinar.

Register today.

If you have questions or need assistance registering, please contact PATF at 484-675-0506 or communications@patf.us.

Pennsylvania Assistive Technology Foundation (PATF) helps Pennsylvanians of all ages, all disabilities and health conditions, all income levels, and all communities and cultural backgrounds. We offer information about acquiring assistive technology (AT), funding resources, financial education, and financial loan programs. For more information, call 484-674-0506 or visit www.patf.us.

PATF is a state and federally-certified Community Development Financial Institution (CDFI) and is the Commonwealth's designated Alternative Financing Program (AFP) under the federal Assistive Technology Act.