Annual Enrollment 2027

2027 Health Benefits Overview

From the Church Pension Fund Committee

This memo contains important information about our 2027 Health Benefits and Annual Enrollment. Please share this information with your employees.

Here are the deadlines for Annual enrollment:

• Active Members and pre-65 Retirees (Opens October 14, 2026) closes November 6, 2026
• Post-65 Retirees (Opens October 21, 2026) closes November 20, 2026

Medical Plans

We are offering the following medical plans to our employees through the Medical Trust. All medical trust health plans include medical, behavioral, pharmacy, Employee Assistance Program (EAP) and vision benefits. For more information, please visit the Church Medical Trust's website.

*These plans are offered as Medicare Secondary Payer options for eligible participants. When looking at the Plan Comparison Chart, MS12 receives the same benefits as MPP4; MS11 as MPP3; MS10 as MPP2.

Dental Plans

We are offering the following Cigna dental plans through the Medical Trust.

What You Need to Know About Annual Enrollment

During the Medical Trust's Annual Enrollment period:

• Current plan members may change their plan selections for the following year.
• Eligible non-participating employees have the option to join a plan
• Eligible non-participating dependents may be added to a member's plan without the need of a qualifying event

Currently Enrolled Employees

Please inform your currently enrolled employees (plan members) that they will receive an email from the Medical Trust. This email will provide them with information on when and how to access the Annual Enrollment website, a benefits review, and links to important plan resources.

Non-participating Employees

Existing employees who qualify for health coverage but are not participating in one of our plans are eligible to enroll themselves and their dependents during Annual Enrollment, for the 2027 plan year if they choose. The enrollment form for new members will be available at the start of Annual Enrollment. Please complete form and return it to your parish Administrative Officer before the end of your Annual Enrollment period. Administrative Officers, please contact for Brian Thomas for assistance (brian@episcopalky.org).

A Plan Comparison Chart along with schedules of Prescription Drugs,Vision, and Dental Benefits are attached to assist you in choosing your 2027 coverage.

It is important for you to log on to the Annual Enrollment website and make your selections, as well as checking your personal information and your dependents' information.

Employee Assistance Program

Employee Assistance Program (EAP) with Cigna Behavioral Health

In addition to the health plans, we offer a stand-alone EAP plan that parishes may elect to offer to their employees who opt out of medical benefits coverage. (The EAP is already included as part of every medical plan offering.) This will be billed in the same manner as the medical benefits. Your parish may elect to offer the EAP to all eligible employees who have opted out of medical coverage or to no one.

Resource Materials

2027 Plan Comparisons

2027 Group Enrollment Form for eligible non-current participating employees will be available at the start of Annual Enrollment.