2019 Health Benefits Overview
From the Church Pension Fund Committee
This memo contains important information about our 2019 Health Benefits and Annual Enrollment. Please share this information with your employees.
Online Annual Enrollment for 2019 is open through November 16, 2018.
Medical Plans
We are offering the following medical plans to our employees through the Medical Trust. For more information, please visit the
Church Medical Trust's website.
|
Medical Plan Monthly Rates:
|
Single |
Employee + 1 |
Family |
MHDE BCBS CDHP-20/HSA
|
$608
|
$1,094
|
$1,702
|
MPP3 PPO BCBS 80
|
$780
|
$1,404
|
$2,184
|
MPP2 PPO BCBS 90
|
$860
|
$1,548
|
$2,408
|
MEAP EAP
|
$5 |
$5 |
$5 |
MS11 BCBS MSP PPO 80*
|
$624
|
$1,123
|
$1,747
|
MS10 BCBS MSP PPO 90*
|
$688 |
$1238 |
$1926 |
* These plans are offered as Medicare Supplements.
When looking at the Plan Comparison Chart, MS11 receives the same benefits as MPP3; MS10 as MPP2.
Dental Plans
We are offering the following Cigna dental plans through the Medical Trust.
Dental Plan Monthly Rates: Single Employee + 1 Family
Preventive Dental $28 $50 $78
Basic Dental 50/150 $54 $97 $151
Dental and Orthodontia 25/75 $73 $131 $204
What You Need to Know About Annual Enrollment
During the Medical Trust's Annual Enrollment period:
- Current plan members may change their plan selections for the following year
- Eligible non-participating employees have the option to join a plan
- Eligible non-participating dependents may be added to a member's plan without the need of a qualifying event
Currently Enrolled Employees
Please inform your currently enrolled employees (plan members) that they will receive a letter from the Medical Trust. This letter will provide them with information on when and how to access the Annual Enrollment website, a benefits review, and links to important plan resources. In your communications, encourage your employees to begin reviewing their options and research plans early.
Non-participating Employees
Existing employees who qualify for health coverage but are not participating in one of our plans are eligible to enroll themselves and/or their dependents during Annual Enrollment, for the 2019 plan year. Please send communication to these employees informing them of this option, as well as the plans and rates available to them. Attached is the enrollment form for new members. Please complete form and return it to your parish Administrative Officer to The Employee Roster-- before the end of Annual Enrollment, November 16, 2018 (an authorization form for this position is available below). Administrative Officers, please contact the Diocese for assistance, Vicky Kaeser (Vicky@episcopalky.org).
A Plan Comparison Chart along with schedules of Prescription Drugs,Vision, and Dental Benefits are attached to assist you in choosing your 2019 coverage.
Please note, some 2018 plans are no longer available. It is important for you to log on to the Annual Enrollment website and make your selections, as well as checking your personal information and your dependents' information.
Employee Assistance Program (EAP) with Cigna Behavioral Health
In addition to the health plans, we offer a stand-alone EAP plan that parishes may elect to offer to their employees who opt out of medical benefits coverage. (The EAP is already included as part of every medical plan offering.) This will be billed in the same manner as the medical benefits. Your parish may elect to offer the EAP to all eligible employees who have opted out of medical coverage or to no one.
Designating an Administrator for your congregation's Employee Roster
The Employee Roster (ER) is a web-based application that lets you manage the employee enrollment and benefit activities for your organization. After employees are entered into the ER, you can enroll them into various CPG benefit programs. Please review the attached memo for more information and complete and return the form included to authorize an officer for your organization's ER.
Faithfully,
Church Pension Fund Committee
