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March 19, 2020
This single premium income annuity now offers an optional Limitations Rider, which may be used for Medicaid planning. The rider allows clients to convert a portion of their assets into income. This could be a welcome solution for couples who need to qualify for Medicaid but also want to maintain a standard of living for the spouse not in need of care.
Long-term care and nursing home costs escalate quickly, and traditional health plans, including Medicare, typically don’t cover these costs. Medicaid does. And that’s where this income annuity with the Limitations Rider could help, as money in the annuity is not counted as an asset.
 For more information, email us at first-american@faiu.com.
460 Hillside Avenue Needham, MA 02494 -   www.faiu.com