In This Issue
Northwoods Investing & Insurance Services with Ed Grondahl
Edward Grondahl
Ed talks about making wise retirement decisions in this article. Click here for the full story.
Steve's Computer Tips

Please email Steve at here if you have any suggestions for future Tips or Classes you might be interested in taking. Steve will be back with more Tips in our next newsletter!
Attn: Snowbirds!!!
Please don't forget to change your address when you come back to MN!  Thank you!

ATTN: Debit Card Users!

In an effort to efficiently monitor our debit card portfolio we will perform quarterly maintenance on it. If you don't use or have never activated your debit card and want to keep it open please notify Meggan by calling 218-878-3954 or emailing

Safe Deposit Box Member's
  This is just a reminder that your account will be debited on June 15th  for your yearly renewal.
April 1, 2015 Issue 74
We have some very exciting things going on at the Credit Union this month!   We're starting the month out with our 8th Annual Shred and Recycle Event, which has become very popular, and we'll end the month by celebrating Youth Week! Next month we will keep the excitement going by introducing our new Rewards Checking Accounts!  We think you will be just as excited as we are with this new product!  Keep reading for more information.
NEW Website
We were very excited to roll out our new website a few weeks ago.  We would like to thank our member's for all the wonderful feedback!  You'll notice some new features to the website, such as:  Easier navigation, a new 'switch kit' to make moving your account to NCU even easier, a fun financial literacy section for kids called Money Island, and more!   We have a few more additions to the website coming up in the next 5 weeks so please be sure let us know what you think!

Do you Kasasa?
We're VERY anxious to roll out our new Kasasa Rewards Accounts!  Would you like to start earning rewards like cash, higher interest rate or iTunes/Amazon $?  How about free nationwide ATM refunds?  The best part?  Qualifying is EASY!  Would you like more information?  Please email here with Subject: Kasasa! and we will send you more info.  Accounts should be ready to open the beginning of May.
Days to Remember
April 20-24
Wild About Saving, Youth Week

Saturday, April 11th
Annual Shred Day and Recycle Event

Monday, May 25th
Closed in observance of Memorial Day

Saturday, July 4th
Closed in observance of Independence Day
Click here for our

Click here for our

Attention IRA Owners:
The IRS has changed its long-standing position on the one-per-12-month-rule for IRA rollovers. Beginning January 1, 2015, an IRA owner may complete only one IRA rollover in any 12-month period, regardless of how many IRAs he or she owns.  IRA owners need to be prepared and plan ahead should they consider an IRA-to-IRA rollover in 2015.

Teach your kids money smarts with PiggyBot, a new money management app designed especially for youngsters. 

Learn more about PiggyBot and download it for free at the iTunes® store.

iPhone® and iPad® are registered trademarks of Apple Inc. App StoreSM is a service mark of Apple Inc.

Current & Upcoming Events


Please join us for our 8th Annual Shred and Electronic/Appliance Recycle Event!  We will take your confidential paperwork and shred on site as well as many of your electronic and appliance's for free!  For more information, as well as a full list of what we can accept for free and a charge, please see below.

Shred your personal/sensitive documents onsite for FREE!  Please limit to 3 boxes/person. 


Event will be held by Shred N Go, rain or shine.


We will be accepting Food Shelf Donations.

Youth Get Wild About Saving in April


This April 20th-24th, youth can take a walk on the wild side at the credit union. Whether they've been to the jungle or not, the call of the wild is enticing to youth of all ages. This year, they can check out the credit union's financial menagerie without a trip to the banking zoo.


During April 20th-24th, youth will have the opportunity to go on safari at the credit union as Northwoods Credit Union celebrates National Credit Union Youth Month™. This year's theme, "Wild About Saving™," encourages youth to use resources available at the credit union to help them cut their way through the jungle of financial responsibility. Before long, they'll be leading their own savings safari.


So stop by Northwoods Credit Union and get in on the action at our Youth Week!  We'll have prizes, gifts and FUN!  Bring your zoologists into Northwoods Credit Union, and get them wild about saving!

Click here to print our Youth Week Coloring Contest page!  Print, color and drop off at the Credit Union to be entered!

Copyright 2015 Credit Union National Association Inc. Information subject to change without notice. For use with members of a single credit union. All other rights reserved

Northwoods Credit Union | | |
1702 Avenue B  Cloquet, MN 55720
902 Stanley Avenue   Cloquet MN 55720
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