Advantage Advisor
Monthly Newsletter
April / 2020
Concerned about managing your finances during these uncertain and challenging times? 

Join Certified Credit Counselor, Terri Stocki for a free virtual class – Personal Financial Management: 101 to learn budgeting strategies and what impacts your credit score. 

The virtual class session will take place Tuesday April 14th from 1:00 p.m. to 3:00 p.m. (EST).  Email Heather Murray at hmurray@advantageccs.org to register or click on the button below!
In This Issue:

Free Virtual "PF: 101" Class
Sudden Job Loss Tips
Discuss A Financial Hardship
Handle Unexpected Expenses
Clients Speak Out
COVID19 Financial Assistance
RECENT BLOG POSTS - 
The COVID-19 pandemic has had severe global health and adverse economic effects. If you’ve suddenly found yourself without a job due to your company’s rapid closure or your small business going under, there are actions you can take to protect your .... Read more!
A financial hardship can come in various shapes and sizes. One borrower may be unable to pay a credit card payment on time, while another may lack the funds necessary to pay for housing costs such as a mortgage or ....  Read more!
Unexpected expenses come in different forms – the emergency vet bill when your beloved dog swallows a screw, an impromptu get-together with the old high school gang out of town, a subscription charge after forgetting to unsubscribe from the free trial service you were trying out. In many cases ....  Read more!
CLIENTS SPEAK OUT - 
"Everybody I spoke to was extremely helpful, clear and understanding about my situation. I appreciate that the program truly was completely voluntary, and was able to move past this debt!"  ~ Victoria V.
"Friendly and knowledgeable staff who show care and concern for their clients without judgement. They never missed making payments and were easy to contact. Had a very positive experience. Thank you!"  ~ Rochelle S.
"I was so overwhelmed when I got divorced and realized how much debt I had. I never thought I would be able to get out of debt. But with your help and guidance I was able to get everything paid off in 5 years! The program itself is so easy to understand and navigate and your employees are always there if needed. Thank you!"  ~ Suzanne H.
Resources for COVID-19 Financial Assistance & Relief  
Advantage CCS understands that this is a troubling and unprecedented time that we're all going through right now. We are an essential business , so we remain open, dedicated, and focused on helping you through this.

We've gathered a list of helpful advice and resources geared towards finances, paying your bills, mortgages, student loans, taxes, small businesses, military, and much more. We want to make sure that you're aware of ALL available options to assist anyone who may be in need at this critical time.

Feel free to reach out to us for assistance, guidance, or more personalized advice. Our certified credit counselors are standing by to speak with you!



Scranton Chamber of Commerce - https://www.scrantonchamber.com/covid-19/




Urban Redevelopment Authority - https://www.ura.org/pages/covid-19


Coronavirus Aid, Relief, and Economic Security (CARES) Act - https://www.investopedia.com/coronavirus-aid-relief-and-economic-security-cares-act-4800707




Government Response to Coronavirus – https://www.usa.gov/coronavirus