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Red Flags Before Handcuffs: Spotting
Bad Actors in the Market
Course Description:
This 1-hour Continuing Education course arms you with the know-how to protect yourself and your clients from the market’s bad actors and how to spot sketchy schemes before they spot you. You’ll learn how to check with the Department of Financial Services to confirm if a carrier is actually authorized to sell in the state. We’ll also cover the telltale signs when something sounds too good to be true—and might just earn you shiny bracelets with a chain between them. We’ll break down why the IRS, CMS, and DOL all care a lot about these arrangements. Protect your clients, your license, and your reputation—because “I didn’t know” is not a winning defense.
About Our Presenter, Carol Taylor:
With more than 36 years in the employee benefits world, Carol Taylor brings a rare blend of deep expertise, real‑world industry insight, and her true passion as a compliance expert to CRC Benefits. Her career has spanned insurance accounting, account management, and compliance — giving her a 360° view of how the industry really works.
Carol Taylor, Compliance Specialist at CRC Benefits, is not only a seasoned industry leader but also a dedicated lifelong learner and self-proclaimed nerd. She earned her Juris Master’s degree with High Distinction in Healthcare and Corporate Compliance from Liberty University and holds a B.S.B.A. in Accounting from the University of Central Florida. She’s also a licensed life and health agent in Florida and is currently pursuing her Doctorate in Law and Policy at Liberty University.
Carol is deeply involved in legislative and professional advocacy. She has served as the State Legislative Chair for NABIP‑Florida, currently on the Board of Directors as the State Chair for Professional Development and is the longest‑standing member of NABIP’s national Compliance Corner Committee. Her research contributed to the repeal of the ACA’s Cadillac Tax, demonstrating the real‑world impact of her work.
She is a national instructor, course developer, award‑winning advocate, and the recipient of multiple honors, including the NABIP‑FL Legislative Excellence Award and Educator of the Year.
Outside the world of compliance, Carol enjoys family time, cooking and baking, riding her motorcycle, quilting, and wrangling her two German Shepherd “Velociraptors,” Aila and Scout. She’s also a licensed ham radio operator with the call sign KQ4NZD.
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