Copy of APRIL E-NEWS.png
umbrella _6 _ 1.5 in_.png

April showers bring May flowers....

...and it is the perfect time to discuss umbrellas.

 An umbrella policy is a form of liability insurance that is a supplement to your liability limits on your auto, home, boat and recreational vehicle policies. An umbrella covers you when your policy’s liability limits are reached so you don’t need to make up the remaining balance yourself. The extra policy protects your savings, your home, your assets and unearned income. In the event of a lawsuit, an umbrella can help with your defense by covering legal fees and even extends your liability coverage in cases involving libel, slander and false arrest. Call or EMAIL today to review your policies

and see how an umbrella policy can provide you with

peace of mind knowing you have the protection you need

Tax Day April 16th.png

Tax Day is typically April 15 each year unless the day falls on a holiday or weekend. The pandemic in 2021 caused the Treasury Department and Internal Revenue Service (IRS) to extend this date to May 17. But that isn’t the case for tax returns filed in 2022. For this year, the deadline to file your income tax is April 18, though you can file an extension for October 15.

*Remember that even if you file an extension, if you owe money, you must make income tax payments by April 18, 2022 to avoid interest and penalties.

The IRS requires that you estimate your tax liability for the tax year and pay it when filing for the extension or by the deadline.

Saturday_ April 22 _1_.png

This year, Earth Day 2022 calls on everyone to divest from unsustainable investments; support eco-conscious brands and products; and to use your own skills and voice to fight climate change, and INVEST IN OUR PLANET

There are also several ways to celebrate at home or your backyard using the concepts of "Reduce, Reuse, Recycle".

• Take a weekend morning to scour the neighborhood for discarded plastics, cans, and bottles for a personal cleanup project that will help the entire community. If you live in a coastal area, this is especially important in helping to protect ocean wildlife.

• Perform a household energy audit. Focus on electronic devices like laptops that are left on 24/7 (which accounts for 5-10% of residential energy use per year!) Turn these devices off when not in use and you can save an average $100 on your electric bill annually. Around the house, replace old bulbs with longer-lasting, more energy-efficient ones.

Not ready to take the plunge into solar energy just yet? Look for solar-powered porch or entryway lights you can easily install yourself outside. For even more energy savings, look for motion-sensor solar lights that are only activated when you approach an exit or entryway.

• In the backyard, choose a good location for a compost pile. Start recycling coffee grounds, egg shells, and scraps of food to decompose and to ultimately enrich your garden for the upcoming growing season.

• Enlist the kids to help build a bird feeder for the backyard or patio -- by using a plastic bottle and filling it with bird feed. NOTE: You can also make a nature-made feed bowl out of half an orange peel. Fill it with seed and place on an outdoor table or windowsill.

For more information, please visit


Protecting What Matters Most Life _1_.png

Three Ways to Start a Conversation About Life Insurance with Your Family

“Whether you need to have a life

insurance discussion with a spouse,

parent or other important loved one,

starting the conversation can be the

hardest part.”

Read more from Life Happens

wws logo.PNG
Copy of Copy of Refer a Client.Amber.png
Facebook  Twitter  Instagram