Important News for Our Clients
Our April Insights Are Here!

  “It isn’t all over; everything has not been invented; the human adventure is just beginning.” — Gene Roddenberry
 
There is one indisputable thing about investing that we have all been reminded of over the past couple of months: markets will go up and markets will go down. When markets are down, you may feel a twinge of doubt surrounding your investment plan and even about the markets themselves. The reality is, there is nothing any of us individually can do to control the markets, so instead of letting worry take over, an optimistic look of markets historically will show they have have tended to reward patient, long-term investors. The world will keep turning, and people and companies are continually in need of groundbreaking goods and services, and in the long run, the belief that investing the way we do is the right way to help build a financial legacy for you and your family.

Capital Investment Management's updated ADV can be found on our web site at www.capitalmanage.com

Please contact Maureen D. McShane at 410-997-6755 with any questions.

Calming Those Market Jitters
Interest rates are rising, and with it are investor's concerns. Is this warranted? Hear what Loring Ward's VP, John Scruggs has to say about it. Read Loring Ward's VP, Matthew Carvalho's explanation of why long term investing trumps speculating (listen carefully cryptocurrency followers)! Lastly, J. William Chettle shares 2017 predictions that demonstrate the only thing we may be able to predict with confidence is that most predictions will be wrong. Read more below in the 360 Quarterly News.

This video about the humble coffee bean’s journey from cultivation to brewing provides a great lesson about capitalism and human innovation, as well as a reminder for every investor of why markets work. You may come away thinking differently about your morning cup of coffee.
The recent market volatility may have conjured up unpleasant memories from “The Great Recession,” but Dave Goetsch, Executive Producer of The Big Bang Theory , shares how he was determined to learn from his mistakes, embrace his long-term investment plan, and change his perspective about investing. 

Spring Is In the Air
Spring has finally sprung! With it comes thoughts of cleaning, organizing, and planning trips and new adventures. Some questions you can ask yourself are:

Have I checked my credit report?


Do I have a budget in place, and if so, has it been updated recently?

Do my beneficiaries or wills need to be updated?

Have I reviewed my overall financial picture with my advisor lately to ensure I'm still on track?

Does my insurance need to be updated?

Ready to take in some new sights this Spring? Check out 10 of the most beautiful gardens around the world!


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Financial Advisors do not provide specific tax/legal advice & this information shouldn't be considered as such. You should always consult your tax/legal advisor regarding your own specific tax/legal situation.
Past performance is not indicative of future results and no investment strategy is free from risk, nor do they guarantee returns