The shortest period of time lies between the minute you put some money away for a rainy day and the unexpected arrival of rain.”
Jane Bryant Quinn, Journalist
When we think of the adage “April showers bring May flowers,” we usually think of weather and gardening. But it also applies to investing and planning. While we don’t know when “rainy days” will come, we know they will occur. That’s why the portfolios and plans we put together for our clients anticipate the unexpected.
A well-diversified portfolio built around your comfort with risk can account for and help mitigate some of the impact of market declines. And just as showers can lead to flowers, so down or choppy markets can also lead to strong markets, as we’ve recently seen with the Great Recession yielding to one of the greatest bull markets in history. Rainy days will happen. But the right long-term plan can keep you covered.
The articles below offer timely advice for investors and discuss important retirement topics. The first blog post asks advisors to examine whether their processes meet today’s client standards. The second article offers valuable guidance for women at every stage of their career; for many women, lower pay and longer lifetimes add up to big retirement challenges. Next, we examine how even rich retirees must be mindful of their saving and spending. Finally, the last article lists 20 of the world’s best places to see those beautiful May flowers.