AN INDEPENDENT RISK MANAGEMENT COMPANY 
Floods can happen anywhere — just one inch of floodwater can cause up to $25,000 in damage. Most homeowners insurance does not cover flood damage.

Flood insurance is a separate policy that can cover buildings, the contents in a building, or both, so it is important to protect your most important financial assets — your home, your business, your possessions.
Why Should I Consider Flood Insurance?
Flood damage can happen to you, no matter where your home, apartment or business is located. You can buy flood insurance even if your property is not located in a flood plain. Mortgage lenders, pursuant to federal law, may require homeowners to purchase flood insurance.

Flood insurance can be purchased through licensed property and casualty insurance agents in Pennsylvania to cover almost any building and its contents, including rental property and condominiums. Tenants can buy protection for their belongings as well.
Looking for more information on Flood Insurance and Water Damage with your Homeowners Insurance Carrier?

Call Our Office and speak with....

Ronalyn D. Birnbaum 
Agent, Commercial/Personal Lines 
Community Happenings
Save the date for the Greater Pocono Home & Outdoor Living Show  Saturday, April 23 and Sunday, April 24
We hope to see you there!
Admission is $6.00 cash at the door
Go to www.hkgroup.com to find out more or to register
#insureyourlove #thinkfraileyfirst
FRM Group
1286 N Ninth Street, Stroudsburg , PA 18360
445 Coal St, Lehighton, PA 18235