Most Delta Dental plans have what is called an “annual maximum" or "annual benefit maximum.” This is the total amount of money the dental benefits carrier will pay for a member’s dental care within a specific 12-month period. That time period is called a benefit period or plan year.
Nobody wants to max out on their dental benefits. But in reality, most people never reach their dental annual maximum. According to the National Association of Dental Plans, only 2.8% of people on a PPO plan reach their dental annual maximum each year.
Find out your benefit period and how much of your annual maximum is remaining by signing in to your Member Connection account. If you are concerned about your annual maximum, it's always a good idea to talk to your dentist about costs when scheduling dental treatments. Be upfront about wanting to stay within your dental annual maximum. Working in partnership with your dentist, you may be able to set up a treatment plan that spreads out out-of-pocket costs while still meeting your dental needs.
