Rick Alford
Rick Alford, CRP

Retirement  Solutions

August 2016 Edition

In This Issue:
Are your ready to jump 
into your retirement?
Reasons to Purchase an Indexed Universal Life Policy
Indexed Universal Life insurance is one of the most misunderstood and underutilized tools and asset classes in the market today. 

Unfortunately, many individuals aren't learning from experts, but rather, relying on media pundits for any information on these programs.

In an effort to further educate you, and promote a wonderful product, I give 5 reasons to buy an IULREAD MORE

Get Your 401(k) Back!
Options for Employee Retirement Income Security Act (ERISA) Plans
Our ERISA attorneys have uncovered a legal method for moving locked up 401(k)s.
  • At any age
  • For any reason
  • The full amount of the 401(k) transferred to annuities or your managed money platforms
  • No 10% IRS penalty
  • The Plan administrator legally has to move the funds
  • The 401(k) stays intact to receive future contributions
If you have an ERISA plan, contact our office to discuss options available to you.  Call (972)731-2539

A Note from the
Stocks Outlook with
Albert Meyer Bastiat Capital
Learn advanced keys to investing in the stock market.
Watch Now...
FIAs: Providing Certainty in an Uncertain Financial World
Many uneducated investors may say they  "hate annuities" , but those same people never say they hate their pensions. They love their pensions. The pension has given them the ability to spend their life savings without the worry of the stock market ripping their beloved retirement right out of their hard-working callused hands.

Well, that's what an annuity with a guaranteed lifetime withdrawal benefit can do for you.

Test the waters of your retirement plan before you jump in.
If you are getting ready to jump into retirement, you may want to test the water first.

With a  Retirement Analysis Report you will discover the answers to your retirement questions, such as:
  • When can I retire without running out of money?
  • Can I continue my present standard of living into my retirement years?
  • How can optimizing my Social Security benefit help my specific situation?
  • How could my situation change during challenging economic times? 
  • How would it affect my family if I die prematurely?
  • How would it affect my family if I enter a nursing facility?
  • What are the possible solutions if my situation changes? 
In 3 simple steps we will...
  1. Gather data to help analyze your current financial picture and create your report.
  2. Make recommendations and provide options subject to your specific retirement situation.
  3. Be there to help you implement your plan and help monitor your progress annually. 
We can provide you an idea of what your financial future may look like.  Your personalized report can show areas of concern and strategies which may help you attain a more secure financial future.

To take advantage of this  Free, No-obligation offer  call (972)731-2539  and make your appointment today!
Don't let another birthday go by...
without knowing the best age to begin claiming
your  Social Security Benefits.
Timing is the key to maximizing 
your benefits. 
Make the right choice and learn what options
are available to you.

Classes available:
Tuesday evening at 6:30pm
Aug 9th in Plano
at the W.O. Haggard Jr. Public Library
 Thursday evening at 6:30pm
Aug 11th  in McKinney
 at the John and Judy Gay Public Library

Register online at
 enter code # 364313 or call (800)696-8083
"The power to tax involves the power to destroy."
- Chief Supreme Court Justice John Marshall

Rick Alford, CRP, CEO
Retirement Solutions