Correction - Our DIFI; Certificates of Insurance bill number is House Bill 2996

Issue #276 - 2.5.2026

IIABAZ Runs Certificates of Insurance Legislation

Certificates of Insurance are informational documents that provide a good faith snapshot or summarized reflection of the insurance policy to a third party as of the date of issuance and do not convey rights themselves or alter the insurance policy that they describe. 


Problems have arisen because some requesters of certificates have attempted to alter the purpose, effect, and status of certificates. For example, some parties today (1) request the issuance of certificates that purport to expand insurance coverage beyond the terms of the underlying policies, (2) demand the inclusion of unreasonable terms and conditions, and (3) otherwise attempt to force insurance agents to issue certificates or answer questionnaires that are deceptive and misleading. 

There is often no downside or penalty for an entity who makes an unreasonable demand for a certificate of insurance, and agents are placed in untenable positions as a result. 

Advocating on behalf of our members, the Independent Insurance Agents and Brokers of Arizona requested that Rep. Jeff Weninger introduce House Bill 2996 DIFI; Certificates of Insurance this Session that addresses these issues by imposing requirements upon third parties and prohibiting them from requesting certain types of certs. Similar legislation passed in other states has had significant benefits and reduced the number of improper requests received by agents.

We will keep you informed about this legislation and other bills affecting the insurance industry in our upcoming Legislative Updates.

Arizona Big I Creates Women in Insurance Committee

IIABAZ President Mike Gallaugher created the Women in Insurance Committee this year appointing Committee Co-Chairs Deanna Chew with Willis Towers Watson and Alyson Hutchins with BBSI to offer networking opportunities and programs for our women insurance professionals.

The inaugural event is being held on February 11 at the Arizona Biltmore for a historical tour of the hotel and a networking lunch. Invitations and registration information was sent out to agency members in January.

Look for more 2026 Women in Insurance Committee Events Coming Soon.

Interested in joining the Women in Insurance Committee? Send an email to info@iiabaz.com with Join Women in Insurance in the subject.

NFIP Reauthorized Until September 30th

President Trump signed the federal government funding package, and in doing so reauthorized the National Flood Insurance Program through September 30 ending a four-day partial government shutdown that started on Saturday. The reauthorization of NFIP was made retroactive to January 30. 

Agency Cyber Guide Now Available!

Cyber incidents of large companies have flooded the news, but it's important to understand how vulnerable all businesses are and how it can impact your agency. The Agents Council of Technology has provided an outstanding resource that you can use to help prepare and protect your agency when a cyber incident hits you.  ​​​​​​​Learn More​​​​​​​​​​​​​​

Auto Thefts Decrease 25% in 2025

The Arizona Automobile Theft Authority Division of the Arizona Department of Insurance and Financial Institutions is pleased to announce a 25% decrease in vehicle thefts in Arizona during 2025. Data compiled by the Auto Crime Tracker database shows that in 2025, vehicle thefts totaled 12,686—a significant decrease from the 17,010 vehicles stolen in 2024. 2025 marks the third consecutive year Arizona has seen a decrease in vehicle thefts. Read More