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Volume 2, Issue 3 | March 14, 2019
Assured Benefits Administrators Broker Newsletter
A Note from Bill Brooks
Even though Judge Reed O’Connor (District Court for the Northern District of Texas) found that the ACA was unconstitutional in December, 2018, his ruling did not block enforcement of the ACA. In fact, all of the existing provisions of the ACA with which fully insured and self-funded plans must comply with are still in effect.

Our customers consistently give our Minimum Essential Coverage plans high ratings. They’re customizable, affordable, and they satisfy the Employer Mandate. To learn more about our MEC plans, click here or contact us at sales@abadmin.com .


 Sincerely,
Bill Brooks
Senior Vice President, Sales
A Cost-Effective Approach to Reference Based Pricing
Going with a PEPM subscription model yields greater plan savings than charging a percentage of savings. Our RBP solution, powered by Payer Compass, uses that model and is helping clients save up to 72% over traditional PPO networks.
Is Level Funding Right for Your Clients?
Level-funding, a self-insurance hybrid, helps companies to benefit from the regular and predictable cost of a fully insured plan, while only paying for the healthcare costs actually incurred by employees.

This approach can potentially provide a 30 to 40% annual refund on health benefit costs. While it does require more work and more member education, other benefits include access to claims data, plan flexibility and the ability to better contain costs from year to year. And b ecause level-funding is considered self-funded, these type of plans are typically exempt from state taxes and a good deal of the health reform law’s insurance taxes.
 
If an employer is financially stable and their employees are relatively healthy, level-funding is a viable option. Stop-loss insurance will provide protection, and there are also opportunities to save money when health care costs go down.
 
We’re proud of our Level Funded plan offerings. With more than 30 years of experience and a proven track record of success, we can help your clients make an easy transition from being fully insured to enjoying the many benefits of self-funding.

Did You Know?
You can use Reference Based Pricing with a Level Funded Plan.