|Preparing for Flood Season
While flooding is a year-round danger, it is a significant threat during hurricane season. Hurricanes and tropical storms can cause extensive damage on the coast and hundreds of miles inland, but there are steps residents and businesses can take now to reduce the impact to their businesses, homes, family and finances.
10 Tips to Reduce Your Risk:
1. Learn your flood risk: Anywhere it can rain, it can flood; and anywhere it can flood, homes and properties are at risk for flood damage..
2. Make sure you have the right insurance coverage: Most homeowners insurance polices do not cover flood damage, so be sure to consider flood insurance for both your structure and its contents. There is typically a 30-day wait for a flood insurance policy to take effect.
3. Consider mitigating your home: There are some simple steps you can take to reduce the impact of flood water on your home and your belongings.
4. Conduct a home inventory: Be sure to keep a record of all major household items and valuables. Thorough documentation of these items is critically important when filing your flood insurance claim. For help in conducting a home inventory, visit www.knowyourstuff.org.
5. Protect important documents: Store copies of irreplaceable documents (such as birth certificates, passports, etc) in a safe, dry place. Keep originals in a safe deposit box