August 2019
Benefit Bytes Newsletter
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With so much changing, it's a challenge to keep up-to-date!
We keep this e-mail brief to respect your time while providing important,
timely updates on issues that affect you. If you have any questions or concerns about any topics addressed here, please feel free to give us a call!
Top Insurance Topics This Month

NEW HRA Rules
2020 ACA Plans Offers More Choice
Voluntary Benefits

Student Loan Benefits
IMPORTANT MESSAGE
In September and October, if enrolled on an ACA or Medicare Plan, you will be receiving two IMPORTANT letters from your Insurance carrier in regards to changes to your policy in 2020. Do not throw these away! We will be sending out more information about what to do with these letters and your next steps sometime next month, so stay tuned!
Ask the Expert...
Do you qualify for a Subsidy through the ACA Marketplace?
Ed Doctor Hero Ben E Fitz
Summer is coming to a close and with the ACA Open Enrollment coming up, people are looking at their options. Our biggest question tends to be if someone can get a policy through the Marketplace that offers comparable (or better) coverage as their Employer Plan, but for less money.
Everyone has unique circumstances, so there is no general answer to that; However, your first step would be to fill out the "Eligibility Calculator" to see if you qualify for a subsidy. The subsidy offsets the cost of the monthly premium and can drastically reduce the cost. The eligibility calculator is easy to use and fast.
← Check your status instantly by clicking the button
The Newest Information On...
Traveling Soon? Ease Your Mind and Protect Your Wallet!
If you are going overseas or staying in a different part of the country, you will need protection for the “What Ifs?” Here at Total Benefit Solutions Inc, we wanted to give our clients affordable options to cover themselves and loved ones while traveling. you can easily run a quote, right now, from the comfort of your own home, so there is absolutely nothing to lose by seeing the affordable coverage options. Traveling isn't cheap, so protect your expenses and click the button below for more info and to run a quote!
Non-Traditional Protections
There are a variety of reasons why someone does not want to have or can not have a traditional Health Insurance Plan. From Finances to Ideologies, there are many unique reasons. Here at Total Benefit Solutions, Inc we have partnered with a few different organizations to help you find a benefit that fits your needs. Below are links to explain some of them. We also suggest reading this article to help explain some of the options. If you have any questions, please feel free to contact us!
Stay In Touch!
We hope you enjoyed this month's Benefit Bytes! If you have any questions or comments, we would love to hear from you! You can choose to take a client survey, e-mail us directly, or visit website for other ways how!
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Total Benefit Solutions, Inc. 215-355-2121
427 E. Street Road
Feasterville-Trevose, Pa 19053