(800) 383-6590

Keep From Being Scammed:
DO: Be cautious of unsolicited callers, especially those asking for personal or account information. Call a phone number listed on the company's official website instead. Take your time to get the facts before responding to determine if an urgent, dire-sounding scenario or request is legitimate. Use lengthy and unique passwords for your accounts and enable multi-factor authentication whenever available.

DON'T: Send or accept payments on money transfer apps like Zelle®, Venmo or CashApp from someone you don't know. Provide remote access to your computer or account login information, such as your username and password. Click on any links, provide any information or make payments on websites that are sent to you from an unfamiliar source.

Federal Government Rolling Out New Suicide & Substance Abuse Hotline: Effective July 16th, the U.S. federal government has rolled out a new simplified suicide and substance abuse hotline. The number will allow phone calls, text and chats with trained counselors from the National Suicide Prevention Hotline. There are specialists who help with the Veteran community.

Medica COVID-19 Vaccine Website and Information

In the light of the Supreme Court decision on Roe vrs. Wade, Medica has updated it's stance on abortion coverage on individual Affordable Care Act plans. Please note these decisions will be made on a state basis. Read Medica's Statement.
National General has typically been offering the lowest priced 3 year plans for those age 55 and younger. Contact us if you are interested in quotes.

COVID-19 Updates from National General.
Pivot Health is now offering 3 year plans in Iowa.
Wellmark will be sending formulary changes notices effective July 1st, 2022. Formularies dictate how and what prescriptions are covered. This change will mostly affect the specialty drugs that have extremely high prices. Please keep an eye out for this.

Wellmark Blue Cross has requested the following rate increases for the 2023 plan year from the Iowa Insurance Division:

  • Wellmark BCBS of Iowa PPO Pre-Affordable Care Act Plans: 4.5%
  • Wellmark Health Plan of Iowa HMO Premier Affordable Care Act Plans: 7.8%

Similar to prior years, this population continues to require more health care services to treat high-cost and complex conditions. While several factors add to the rate increase, the following are key drivers:
  • A 7.2 percent increase in cost and use of medical services and prescriptions.
  • A 9 percent increase in high-cost claimants — the number of members who have greater than $100,000 in claims increased.
  • A 15 percent increase in retail pharmacy costs.

UHC has is currently offering both 2 and 3 year plans. While they are similar in price, the 2 year plan has substantially easier underwriting. If you would like to see these options, please let us know.

Don't forget the valuable discounts with your FACT Membership through the United Health Care plans.
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If you are new to Oscar, set up your online account.

Don't forgot, with Oscar you have $0 Fee Virtual Urgent Care Visits. Click Here to Learn More.
3600 1st ave NE, Cedar Rapids, IA 52402.(800) 383-6590

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