In This Issue:
Upcoming CAISSA Conversations:
November: Social Security and Healthcare Reform


Kelly S. Olson Pedersen, 
7825 Washington Ave., Suite 625
Bloomington, MN 55439
Main Line: 952-777-2270
Expect more from your financial advisor.
A Note From Kelly

As always in Minnesota, where has the summer gone?  Our family has tried to use every day to our advantage this year, as we lost a lot of our 2014 summer.  Now recovered, we have been hitting the lake in Okoboji for boating and visiting a lot of local carnivals and ice cream shops with Dillon.

Our family recently had an amazing turning point as my nephew, Oliver Smith, left to join the Naval Academy on a basketball scholarship. At 6'10" he was a hot prospect and a great ball player for Waconia High School while also maintaining a 4.0 grade point average. We couldn't be prouder of him, as he just finished his three weeks of basic training.  I have no doubt he is going to do something amazing with his life!

As many of you are sending your kids off to college, I wish you the best of luck. It is hard to let go of your child, but it will be so rewarding to see what they make of themselves. One thing I have recommended to parents with college bound kids, besides tissues and comfort food, is to get some estate planning documents drafted for them. A really short will, health care directive and Power of Attorney can save you a lot of headaches if your child is long-distance. Call me if you have questions about it. I know a few good attorneys! J  

Enjoy the rest of your summer!
CAISSA Speaks at Best Buy
I had the pleasure of being invited to the Best Buy Corporate Campus last month to speak about estate planning. Best Buy created an optional educational series for their employees become more adept in certain areas of their financial lives.  The people that signed up were genuinely interested in their own estate planning situations, which made it incredibly fun for me! 
Read The Steps We Recommended for Best Buy Employees
November CAISSA Conversation
Pitfalls to Avoid for Social Security and Medicare Filings

Save the Date: October 29

Signing up for Social Security and Medicare can be a daunting process, and we see clients miss cash opportunities or misfile frequently! We invite you join us for a conversation about what all of the filing options are, how to take advantage of your spousal benefits, and how to get the most bang for your buck without getting taken to the cleaners for Medicare. 

Watch for a formal invite, coming soon!
CAISSA Market Update
Volatility is Here to Stay

It has been another year of monthly swings, for those of you watching. I took a little time and put together some of the peak to trough periods for this year so you can see the up/down volatility of the month to month market. The chart below represents the Dow Jones Industrial Average but the volatility has been everywhere in the markets including overseas, commodities, small caps and midcaps.

CAISSA Wealth Strategies
7825 Washington Ave., Suite 625
Bloomington, MN 55439
Main Line: 952-777-2270

Expect more from your financial advisor.