Equity Wave Lending_ Inc.
Equity Wave Lending, Inc.  2355 Main Street, Ste 230, Irvine, CA 92614
Phone: (949) 252-0025  |  Fax: (949) 252-0525



Mailing List

Available Trust Deeds - May 14, 2019

Here is our current list of available trust deeds.
If you like a trust deed, and wish to see more, simply click the link at the bottom of each Trust Deed to request it. Please remember the rates posted for each TD are not the "note rate" but the "net rate" to you after the our servicing spread is collected.
We have your needs covered: 
✔ Fractional portions available
✔ Over 25 years experience
✔ Over 100 years combined underwriting experience
✔ Competitive servicing program tailored to your needs
✔ ACH direct deposit
✔ Online portal access
✔ Self-directed IRAs OK
✔ Active Department of Business Oversight license
✔ Active California Bureau of Real Estate license
✔ A+ broker license CALBRE record since 1989
✔ Active California Mortgage Association Member
✔ E and O insurance
Fidelity insurance

*Please note EWL will be posting the newsletter on 
Tuesdays and Thursdays.*
We look forward to serving you on your next transaction. 
Much success,

Jack Suddarth
CA BRE #01890464
NMLS #764860
Phone: (949) 252-0025, ext. 102 
or           (800) 897-3863
or        debbi@equitywavelending.com 
or        susie@equitywavelending.com 
1st TD
Loan Amount: $234,000
LTV: 65% 
Location: Phelan, CA 92371
Property Type: SFR
Investor Net Yield: 8 .50%
Terms: 40/5
Appraised Value: $360,000
Purchase Price: $360,000 
Owner Occupied: No
Modern style single family home with tile flooring and a fireplace will be held as an investment property is located a short drive to the Wrightwood area. Fico 726.   5 Bed/ 3 Bath, 2,494 sqft. dwelling, 2.28 acres lot size. This loan has a 12 month prepayment penalty. 

1st TD
Loan Amount: $292,000
LTV: 59% 
Location: Ramona, CA 92065
Property Type: SFR
Investor Net Yield: 8 .50%
Terms: 3yr/ I/O
Appraised Value: $492,000
Owner Occupied: No
Cozy ranch style home on a spacious lot with mountain views located very close to .Cleveland National Forest and Lake Sutherland and a short drive to San Diego Bay area.    Funds are being used for property investment.  Fico 691/751.  3 Bed/  2 Bath 1,590 sqft. dwelling, 53,578.80 sqft lot size. This loan has a 3 month prepayment penalty. 

2nd TD
Loan Amount: $130,000
CLTV: 47% 
Location: Los Angeles, CA 90018
Property Type: 4 Units 
Investor Net Yield: 9.99 %
Terms: 40/3
Appraised Value: $1,140,000
1st TD: $404,989
Owner Occupied: Yes
Two level Spanish style multi family property located near local parks and shopping and a short drive to the Natural History Museum and other local L.A. attractions. Funds are being used remodel the 3 tenant occupied units. Fico 643. 4 Bed/  4 Bath, 4,691 sqft. dwelling, 6,098 sqft. lot size. This loan has a 6 month prepayment penalty. 

CA DRE # 018890464   NMLS #399144 | CFL File # 603 K580
An Equal Housing Lender