Equity Wave Lending, Inc.  2355 Main Street, Ste 230, Irvine, CA 92614
Phone: (949) 252-0025  |  Fax: (949) 252-0525

www.equitywavelending.com

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Available Trust Deeds - May 2, 2019
Jack Suddarth is unavailable to respond to tonight's posting, 
please refer all Trust Deed inquiries to Susie Peach 
via email at susie@equitywavelending.com or 
via phone at 949-252-0025, ext. 104, thank you.

  
 
Here is our current list of available trust deeds.
 
If you like a trust deed, and wish to see more, simply click the link at the bottom of each Trust Deed to request it. Please remember the rates posted for each TD are not the "note rate" but the "net rate" to you after the our servicing spread is collected.
 
 
We have your needs covered: 
✔ Fractional portions available
✔ Over 25 years experience
✔ Over 100 years combined underwriting experience
✔ Competitive servicing program tailored to your needs
✔ ACH direct deposit
✔ Online portal access
✔ Self-directed IRAs OK
✔ Active Department of Business Oversight license
✔ Active California Bureau of Real Estate license
✔ A+ broker license CALBRE record since 1989
✔ Active California Mortgage Association Member
✔ E and O insurance
Fidelity insurance
 




*Please note EWL will be posting the newsletter on 
Tuesdays and Thursdays.*
   
 
 
 
We look forward to serving you on your next transaction. 
Much success,

Jack Suddarth
CA BRE #01890464
NMLS #764860
 
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$116,999 Available
   
 
    
1st TD
Loan Amount: $233,999  
LTV: 65% 
Location: Phelan, CA 92371
Property Type: SFR
Investor Net Yield: 8.75 %
Terms: 40/5
Appraised Value: $360,000
Purchase Price: $359,999

Owner Occupied: No
     
Specifics:
Lovely ranch style home with recent improvements throughout and mountain views located near local parks and shopping and a short drive to Lake Arrowhead and Big Bear Lake. Funds will be used to purchase an investment property. Fico 690. 3 Bed/ 2.1 Bath, 1,935 sqft. dwelling, 2.20 acres lot size. This loan has a 12 month prepayment penalty. 



   
 
    
1st TD
Loan Amount: $277,500 
LTV: 75% 
Location: Sacramento, CA 95815
Property Type: SFR
Investor Net Yield: 10.50 %
Terms: 40/3
Appraised Value: $370,000
Owner Occupied: No
     
Specifics:
Spacious 2 unit dwelling with updated kitchen and flooring located a short distance to California State University Sacramento, Sacramento History Museum and other local downtown attractions.  Funds are being used to purchase as investment.  Fico 734. 7 Bed/ 3.1 Bath, 2,940 sqft. dwelling, 9,583 sqft. lot size. This loan has a 6 month prepayment penalty. 



    
 
    
2nd TD
Loan Amount: $353,150
CLTV: 65% 
Location: Napa, CA 94558
Property Type: SFR
Investor Net Yield: 12 .50%
Terms: 40/3
Appraised Value: $1,075,000
1st TD: $345,600
Owner Occupied: Yes
     
Specifics:
Cozy ranch style home on a large lot with updated kitchen, baths, and travertine flooring located within a few miles of Skyline Wilderness Park and Kennedy Park.   Funds are being used to payoff existing business purpose loan.  Fico 602. 2 Bed/ 2 Bath, 1,464 sqft. dwelling, 26,154 sqft. lot size. This loan has a 6 month prepayment penalty. 



   
 
    
1st TD
Loan Amount: $75,000 
LTV: 29% 
Location: Fresno, CA 93723
Property Type: SFR
Investor Net Yield: 9.25 %
Terms: 40/3
Appraised Value: $260,000
Owner Occupied: Yes
     
Specifics:
Ranch style home on large lot located near local parks and shopping and within a day trip to Yosemite National Park and Mammoth Mountain . Funds are being used to start pet care business with 13 years of experience. Fico 536. 3 Bed/ 2 Bath, 1,542 sqft. dwelling, 47,480 sqft. lot size. This loan has a 6 month prepayment penalty. 



   
 
    
2nd TD
Loan Amount: $70,000
CLTV: 65% 
Location: Cameron Park, CA 95682
Property Type: SFR
Investor Net Yield: 12.99 %
Terms: 40/3
Appraised Value: $665,000
1st TD: $360,000
Owner Occupied: Yes
     
Specifics:
Gorgeous contemporary style home with dual pane windows, pool, and outdoor kitchen  located within a nice day trip to Lake Tahoe. Funds are being used to pay off existing 2nd and business debt. 4 Bed/ 3 Bath, 3,566 sqft. dwelling, 19,602 sqft. lot size. This loan has a 6 month prepayment penalty. 



   
 
    
2nd TD
Loan Amount: $62,250
CLTV: 65% 
Location: Santa Maria, CA 93458
Property Type: SFR
Investor Net Yield: 12 %
Terms: 40/3
Appraised Value: $345,000
1st TD: $162,000
Owner Occupied: Yes
     
Specifics:
Cozy ranch style home with updated bathrooms located a short distance to Pismo Beach.  Funds are being used to expand an existing trucking business. Fico 551. 4 Bed/ 2 Bath, 1,341 sqft. dwelling, 6,500 sqft. lot size. This loan has a 6 month prepayment penalty. 



  
 
    
2nd TD
Loan Amount: $75,000  
CLTV: 58% 
Location: Lake Arrowhead, CA 92352
Property Type: SFR
Investor Net Yield: 11.75 %
Terms: 3yr I/O
Appraised Value: $550,000
1st TD: $235,377
Owner Occupied: Yes
     
Specifics:
Charming custom home with a sauna, patio and deck area located Near Lake Arrowhead and Grass Valley Lake. Funds are being used for business expansion. Fico 541. 4 Bed/ 3.1 Bath, 3,136 sqft. dwelling, 8,910 sqft. lot size. This loan has a 6 month prepayment penalty. 



 
CA DRE # 018890464   NMLS #399144 | CFL File # 603 K580
An Equal Housing Lender