Equity Wave Lending_ Inc.
Equity Wave Lending, Inc.  2355 Main Street, Ste 230, Irvine, CA 92614
Phone: (949) 252-0025  |  Fax: (949) 252-0525

www.equitywavelending.com

facebook

Mailing List

Available Trust Deeds - May 21, 2019

  
 
Here is our current list of available trust deeds.
 
If you like a trust deed, and wish to see more, simply click the link at the bottom of each Trust Deed to request it. Please remember the rates posted for each TD are not the "note rate" but the "net rate" to you after the our servicing spread is collected.
 
 
We have your needs covered: 
✔ Fractional portions available
✔ Over 25 years experience
✔ Over 100 years combined underwriting experience
✔ Competitive servicing program tailored to your needs
✔ ACH direct deposit
✔ Online portal access
✔ Self-directed IRAs OK
✔ Active Department of Business Oversight license
✔ Active California Bureau of Real Estate license
✔ A+ broker license CALBRE record since 1989
✔ Active California Mortgage Association Member
✔ E and O insurance
Fidelity insurance
 




*Please note EWL will be posting the newsletter on 
Tuesdays and Thursdays.*
   
 
 
 
We look forward to serving you on your next transaction. 
Much success,

Jack Suddarth
CA BRE #01890464
NMLS #764860
 
Phone: (949) 252-0025, ext. 102 
or           (800) 897-3863
 
or        debbi@equitywavelending.com 
or        susie@equitywavelending.com 
 
null
   
 
    
2nd TD
Loan Amount: $500,000
CLTV: 64% 
Location: Santa Ana, CA 92705
Property Type: SFR
Investor Net Yield: 11.99 %
Terms: 40/3
Appraised Value: $2,750,000
1st TD: $1,265,800
Owner Occupied: No
     
Specifics:
Stunning conventional style home with remodeled kitchen and bath and panoramic views located near Irvine Regional Park and other local parks and shopping.  Funds are being used to complete construction. Fico 744.  5 Bed/ 5 Bath, 6,040 sqft. dwelling, 25,195 sqft. lot size. This loan has a 6 month prepayment penalty. 



   
 
    
2nd TD
Loan Amount: $100,000
CLTV: 67% 
Location: Escondido, CA 92029
Property Type: SFR
Investor Net Yield: 12 %
Terms: 40/3
Appraised Value: $645,000
1st TD: $322,713
Owner Occupied: Yes
     
Specifics:
Lovely traditional style home with updated kitchen, accessory unit, and and dual pane windows located a short drive to Moonlight State Beach and Encinitas Ranch Golf Course.  Funds are being used to expand existing business. Fico 653. 3 Bed/ 2 Bath, 1,864 sqft. dwelling, 2.4 acres lot size. This loan has a 6 month prepayment penalty. 



 $200,000 Available
   
 
    
1st TD
Loan Amount: $416,000
LTV: 60% 
Location: San Jose, CA 95116
Property Type: Commercial 
Investor Net Yield: 8 .50%
Terms: 40/3
Appraised Value: $697,000
Owner Occupied: No
     
Specifics:
Charming traditional style home that has been converted into an office space located near local shops and parks and a short drive to Mission Peak Regional Preserve. Funds are being used for business investments. Fico 693. 1,059 sqft. dwelling, 5,060 sqft. lot size. This loan has a 6 month prepayment penalty. 



   
 
    
3rd TD
Loan Amount: $250,000
CLTV: 50% 
Location: Manhattan Beach, CA 90266
Property Type: SFR
Investor Net Yield: 10.50 %
Terms: 40/3
Appraised Value: $1,950,000
1st & 2nd TD: $223,203 + $500K
Owner Occupied: Yes
     
Specifics:
Lovely traditional style home located a few blocks from Manhattan Beach and local restaurants and shopping. Funds are being used for expansion of existing business, including additional equipment and software. Fico 805.  3 Bed/ 2 Bath, 1,304 sqft. dwelling, 3,323 sqft. lot size. This loan has a 6 month prepayment penalty. 



   
 
    
2nd TD
Loan Amount: $53,000
CLTV: 50% 
Location: Duarte, CA 91010
Property Type: SFR
Investor Net Yield: 9.75 %
Terms: 3yr I/O
Appraised Value: $400,000
1st TD: $145,878
Owner Occupied: No
     
Specifics:
Cozy traditional style home with tile and laminate flooring throughout located near Los Angeles County Arboretum and a short drive to the Angeles National Forest. Funds will be used to expand existing business. Fico 587. 3 Bed/ 1 Bath, 884 sqft. dwelling, 8,196 sqft. lot size. This loan has a 6 month prepayment penalty. 



   
 
    
1st TD
Loan Amount: $94,250
LTV: 65% 
Location: Pine Grove, CA 95665
Property Type: SFR
Investor Net Yield: 9 .25%
Terms: 3yr I/O
Appraised Value: $162,000
Purchase Price: $145,000 
Owner Occupied: No
     
Specifics:
Cozy ranch style home on a large lot located a short distance to Mt. Zion State Park and day trip to Lake Tahoe.  Funds are being used for investment property.  Fico 698. 2 Bed/  2 Bath, 816 sqft. dwelling, 16,992 sqft. lot size. This loan has a 6 month prepayment penalty. 



   
 
    
1st TD
Loan Amount: $230,000
LTV: 46% 
Location: Redway, CA 95560
Property Type: SFR
Investor Net Yield: 10 .25%
Terms: 40/3
Appraised Value: $495,000
Owner Occupied: No
     
Specifics:
Cozy cabin style home located on a large lot with pond located a short drive to Shelter Cove seashore and Point Delgada.  Funds are being used for purchase of investment property.  Fico 708.  1 Bed/ 1 Bath, 1,438 sqft. dwelling, 36.4 acres lot size. This loan has a 6 month prepayment penalty. 



 
CA DRE # 018890464   NMLS #399144 | CFL File # 603 K580
An Equal Housing Lender