Avoiding Guardianship Fights Over Your Adult Child with Disabilities 

Like many older parents of adult children with disabilities, you are probably concerned about what will happen to your child after you are gone. You may have also done extensive planning to make sure your child's needs are met. You are comfortable that there is a good team in place when needed. So can you rest easily? Unfortunately, not always.


The Knowns and Unknowns of Medicaid Application

"...[A]s we know, there are known knowns; there are things we know we know. We also know there are known unknowns; that is to say we know there are some things we do not know. But there are also unknown unknowns - the ones we don't know we don't know."
     - Former Secretary of Defense Donald Rumsfeld
One of the most difficult conversations with our elderly clients and their family members involves explaining how difficult and mysterious applying for and obtaining Medicaid coverage can be if they do so without experienced, knowledgeable counsel.  Secretary Rumsfeld's now famous (or infamous) quote comes to mind as I try to explain what it is that our firm brings to a Medicaid application. 
First, the known knowns...

Volume 7, Issue 3



We are pleased to announce the addition of two new services:

Estate Planning for Young Families 
Estate planning and probate avoidance for people under age 40 for $695.  You are never too young to plan for your future.

Special Education Review   
Teresa Karsnak, our Education Consultant, will will examine your child's supporting documents, discuss various options that may be available to your child or areas where she believes that your child's educational services could be improved, and provide guidance on how to proceed. $150 for a 90-minute session. 

For more information or to schedule an appointment, please contact us at

Upcoming Event

Planning for the Unpredictable
in Your Retirement
Friday June 23, 9:00 a.m.
Hyatt Place, 2020 Crocker Road, Westlake

Learn what you need to know as you prepare for your retirement years in this complimentary educational session hosted by Attorney Elena Lidrbauch and Ryan Roche, CERTIFIED FINANCIAL PLANNER, Roche Wealth Management of Raymond James. Breakfast included.

Register by calling 216-861-0360 or
info@Hickman-Lowder.com .     

Turning Your Obstacles into Opportunities