BAR - Re A L Solutions. Re A L Support. Re A L Success.
UltraFico: A New Path to Homeownership

What a great piece of information for distribution to renters in your market /farming area. Starting this year, FICO.com has launched its beta test of its newest credit scoring system, designed to make more mortgages available to those with low or no credit. The UltraFICO™ Score will initially be available through a small group of lenders as part of a limited pilot phase for consumers who cannot currently access credit or, in certain cases, could be eligible for better terms. This initial pilot phase is designed for fine-tuning of the deployment of the score. As we complete the pilot phase, the UltraFICO™ Score will be more broadly available.

Get the scoop on YPNCON - Watch the video
ACRE Presents Glass Breakers Commercial Real Estate Forum- Feb at The Club. BAR members get a $15 discount (normally $150 for BAR members $135) Click here to register
ReAL News You Can Use
Birmingham Home Show- Give Your Clients the Gift of a Ticket to the Show

When: February 15-17
Where: Jefferson Convention Complex

For your free tickets contact Jasmine@birminghamrealtors.com
Priced Out

A recent study from the National Association of Home Builders shows. About 1 million households would likely no longer be able to afford buying a median-priced new home if mortgage rates rise from 4.85 percent to 5.1 percent. Last week, the 30-year fixed-rate mortgage averaged 4.51 percent, according to Freddie Mac.
Monday Rewind

Led by Keith Andrews, Sperry Commercial Global Affiliates, BAR members discuss the bylaws of the new Asian Real Estate Association of America (AREAA ). If you are interested in serving as local leadership or just want to learn more contact; Felicia@birminghamrealtors.com
YPN CON IS BACK & Promises to be EPIC!
This event only gets better year after year. While programming is geared to new or young REALTORS®, learning from successful people is universal!

Featuring:
Tommy Choi  from Chicago
Harrison Beacher  from Washington DC
Lee Adkins  from Atlanta
Flux Media Productions  will be in the house to bring a little Texas flavor to BHam!

Date: January 17th
Time: 8:45 AM – 4:45 PM
Where: Iron City
Register: Click Here...
Cost: $50
2020 Committee Applications will open February 1, 2019.

Congratulations to all who were selected for 2019 committees. Remember if you missed the committee application process there are two (2) open committees in 2019 where all REALTORS® are encouraged to attend and participate. Government Affairs Forum & Urban Affairs Forum. Please check the member portal for meeting dates and times.
This Week's Happenings
Register for the MLS Inaugural
BAR will be on this thought leadership panel hosted by the Birmingham Business Journal. BAR has 6 available tickets to attend that will be distributed by lottery. To win your chance at a ticket please enter the lottery below.

The event details:

When: Thursday, January 17, 2019
4:00pm –6:00pm

Where: 3211 2nd Ave S
3211 2nd Ave S, Birmingham, AL 35222
Thanks for your support!
Gusty Gulas
2019 BAR President
TECH TIP THE WEEK!

Pocket Guardian is an amazingly inexpensive (under $15) safety device. This small key chain sounds an alarm at 130 decibels for a continuous 20-30 minutes. Be Safe in 2019!
Did you complete your mandatory code of ethics? Check your member education record to ensure its been reported to BAR.

Don't know how to use the member portal? Call us and we will walk you through it!
(205) 871-1911
Does BAR have your most current contact information?
Please view your member profile to check , so you won't miss billing, event, class, deadline and other vital information. 

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BIRMINGHAMREALTORS.COM | 3501 Independence Drive, Birmingham, AL 35209 | 205.871.1911 | Email Us