"We're expecting steady, modest growth in the U.S. economy," said MBA Vice President of Research & Economics Lynn Fisher yesterday at the MBA National Mortgage Servicing Conference & Expo. "We're seeing real economic growth in a number of indicators." Click
HEREto read on.
Big Smiles and Friendly Hellos Are Killing Your Community Bank
The big smile isn't cutting it anymore
by Nolan Knight, SCMG
...Don't get us wrong, most community bankers are very friendly with lots of smiles when visiting a branch. Many are even pretty nice on the phone. Here's part of the problem... employees in the big banks are nice and friendly too. For a community bank to rise to the top of their market they can no longer rely on that smile alone. There must be more, and guess what? We just so happen to have a two ideas for you: (1) The Reason to Call Program (AKA... Outbound Call Program; and (2) The Incoming Call Program.
ClickHEREto learn the details.
Taking Care of Businesses: Why you must get in your business clients' corner
by Murthy Veeraghanta
Thousands of small businesses emerge nationwide every day. In fact, the
Kauffman Foundation, a national entrepreneurship nonprofit, recently revealed that there are now 310 entrepreneurs for every 100,000 adults in the U.S.-which translates into 530,000 new business owners every month. Despite this sharp rise, the
Small Business Administration reports that approximately half of businesses fail within the first year and the U.S. Bureau of Labor reports that only one-third survives ten years.
Financial institutions simply cannot ignore these staggering statistics. They must "enter the ring" with their business clients, offering them a solid business strategy to support their needs and help them succeed.
ClickHEREto read on.
**Remember to offer your borrowers Owner's Coverage on their most valuable investment. It's a one time premium with a lifetime of security. In addition, they will receive a reduced premium rate when they obtain it simultaneously with your Lender's Coverage.**
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