February 2025

Title Notes E-news

Bankers Title and the Courthouses

will be closed on

Monday, February 17th

in observance of

President's Day

The Insidious Effects of Hurrying

by Kandi Wiens


As the demands of work and personal life blur in an era of hyperconnectivity and hustle culture, hurry sickness — characterized by behaviors and emotions like impatience, chronic rushing, and a constant sense of time scarcity — is more insidious than ever, quietly sabotaging productivity, relationships, and health. If you find yourself with an urgent need to slow down, your health, your teams, the people you serve through your work, and your loved ones will thank you for taking steps to free yourself from hurry sickness. It’s not about how fast you go; it’s about how well you use the time you have Click HERE to read the article in its entirety for greater insights.

7 Toxic Habits That Are Bringing You Down, According to Experts
How to Get Better at Saying No. How To Push Back Effectively.

3 Banking Leaders' Priority Projects in 2025 -- And How They Picked Them

by Matt Doffing, The Financial Brand


In the ever-evolving landscape of banking, how do leaders decide which projects to prioritize? In this article three community bank presidents share their strategies for balancing innovation, customer needs, and long-term growth. From AI integration to FedNow, discover how these leaders navigate the complexities of technology, regulation, and competition to stay ahead. Curious to learn more about their decision-making processes and the projects that made the cut? Dive into their stories and insights! Click HERE to learn more.

Six Banking Trends to Watch in 2025 - From Regulation to Mergers & Acquisitions to Crypto
As Interest Rates Settle Into a New Range, 2025 Presents Three Key Challenges for Banks

The Four Archetypes of Transformational Leadership

by Tom Morrison


As we step into 2025, transformational leadership is more crucial than ever. Nine years ago, a simple dinner sparked a journey that transformed my life and the lives of thousands. Over 700 dinners later, I've learned that the world needs more connection, gratitude, and inspired leadership, not productivity hacks or complex frameworks. Great leaders embody four archetypes: Reflective Listener, Insight Seeker, Connector, and Strategic Empath. These are not innate traits but practices that anyone can develop to lead with impact. Whether guiding a Fortune 500 team or mentoring over coffee, these archetypes help build trust, unlock innovation, and create lasting change. Click HERE to learn more.

How to Lead with Relaxed Intensity - Urgency with a Relaxed Attitude
The Top 10 Books Leaders Should Read in the Winter of 2025

Road to 2030 in Mortgage: 'Velocity of Decision-Making is Moving Fast'

by Aaron Marsh


The mortgage industry is on the brink of significant transformation as we approach 2030. The pace of change is accelerating, driven by advancements in artificial intelligence (AI) and automation. These technologies are set to revolutionize the mortgage process, enabling faster decision-making and reducing the need for large staffs. Industry experts predict that borrowers could be qualified for loans in minutes, and loans could close in under seven days. As AI continues to improve, it will handle more tasks traditionally done by loan officers, reshaping the industry's landscape. Click HERE to learn more.

Empowering Women in Mortgage: Kelly Hendricks Interview
Are We On the Verge of a Lending Surge? Lenders Need to Be Ready.

9 Trends That Will Shape Work in 2025 and Beyond

from The Harvard Business Review


Even by the standard set over the past five years, 2025 is likely to bring many more disruptions with significant implications for the future of work. Gartner research has identified three key challenges for company leaders in the coming year: 1) New demands for a future-ready workforce; 2) The evolving role of managers, and 3) Emerging talent risks for the organization. Within these challenges they offer nine predictions that address ongoing organizational concerns around technology, collaboration, employee retention, AI, knowledge management, and more. Employers should identify the trends that are most likely to impact their organization — and those that offer the opportunity to secure a comparative advantage. Click HERE to read on.

Did You Know? Bankers Title Tidbits.

Survey Coverage Up To $5M for Lenders Coverage

A mortgagee policy with full survey coverage can now be obtained from Investors Title without the expense and delay of obtaining a current survey. This alternative in title insurance underwriting is designed to save time, improve scheduling and save the mortgagor from having to continually pay for updated surveys. A mortgagee policy can be issued providing full survey coverage without a current survey if, at any time in the chain of title, the property has been surveyed by a registered land surveyor and is described consistently with such survey. This coverage may be used to satisfy requirements for the issuance of an ALTA 9 up to $5 Million dollars in coverage. Click HERE for more information.


Bankers Title Offers Back-Office Settlement Support For Attorneys

We proudly offer back-office support for Attorneys with limited staff or those who prefer not to handle the funds and disbursement.

  • We work with the Attorney behind the scenes to prepare the Settlement Statement, clear title requirements, and deliver the closing package to the Attorney to conduct the closing with their client.
  • Bankers Title will handle all funds and disbursements
  • Competitive all-inclusive fee for this service
  • The Attorney instructs us on how they would like the communication with the client to be handled. We can communicate, or the Attorney can be the primary contact point.
  • Free up your internal resources for more critical jobs and allow Bankers Title to take on the time-consuming tasks of preparing a settlement. Click HERE for more information.


Investors Title Offers Special Rates for CRA Premiums, Commercial Rates & Reissue Rates

  • Community Housing Rate is available for policies issued to cover loans made to persons with income not to exceed the median income AND made in connection with Fannie Mae's or any lender's affordable housing programs, community development programs, low income housing or community enhancement programs. The rate shall be:$1.50 per thousand of coverage, Minimum Premium: $100.
  • Special Commercial Rates help save your clients dollars on standard owner's and loan premiums. Standard Owner starts at $3.00 per thousand and Standard Loan at $2.00 per thousand up to $1M of liability.
  • Reissue Rate for applications on which title insurance has been previously issued. Applies to ANY lender or owner previous policy, no matter the underwriter. Reissue rates apply up to the face amount of the previous policy, with excess insurance computed at the Standard Owner or Standard Loan rate.


Click HERE to review our Virginia rate brochure which outlines all of the details.

For the Real Estate Practitioner

For The Real Estate Enthusiast

5 New Technologies to Watch (and Implement) in 2025
These 6 Lighting Trends Will Be Illuminating Homes in 2025
9 Ways to Foster a Sense of Stability for Your Agents
If You Love a Warm, Earthy Space, You Have to Try Wood Drenching
Top 5 Ways to Succeed As a Real Estate Agent in 2025
10 Hottest Home Design Trends to Watch for in 2025
Real Estate Lessons That We're Taking Into 2025
Ten Home Staging Tips to Make the Space Look It's Best
How AI Will Impact Your Real Estate Marketing in 2025 and Beyond
The 9 Top Interior Design Trends of 2025 All Have a Dramatic, Immersive Quality

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ANNOUNCING NEW QUOTE CALCULATOR!

Works on laptop, tablet and phone

Set up Your Account to Brand Your Title Quotes, Buyer Estimates, Seller Net Sheets and More!

CLICK HERE TO DOWNLOAD A PDF VERSION OF THIS FLYER

Robyn C. Parker
Vice President & Agency Manager
Bankers Title, LLC
9011 Arboretum Parkway
Richmond, VA 23236
Phone: 1.800.830.1414 | 804.560.7655
 
Integrity. Security. Excellence

Bankers Title is a full-service Title and Settlement Agency that is committed to integrity and transparency in each of our transactions. Our team is made up of the best in the business and we look forward to helping you make informed decisions about your home.

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