6 Questions to Find Out How Your Employees Are Really Doing

by Rebecca Knight

Employee wellbeing is under serious strain. Roughly 60% of workers say they’re struggling with engagement, and one in five report feeling lonely, according to Gallup. This is no small issue for managers: employees who aren’t thriving are less productive, less committed, and more likely to have a negative effect on your company’s bottom line. Do you know how your employees truly feel about their roles, work, and relationships? Asking the right questions in focused one-on-one settings is key to making sure you’re in tune with your people. This article outlines six questions to try to move beyond surface-level interactions. The more you recognize your team members as people with ambitions and dreams — not just cogs in the machine — the better you’ll understand how they feel about their jobs and futures. Click HERE to read on.

6 Takeaways From Big Banks' Final 2024 Analyst Session

by Steve Cocheo

After a tumultuous year, the investment community had one last shot at banking leaders before the country went into holiday mode. Here is a sampling of what the leaders of seven major banks had to say during the 2024 Goldman Sachs U.S. Financial Services Conference:

1. Regulatory Outlook: Bank leaders are not expecting significant regulatory rollbacks despite potential changes in administration. They anticipate some easing of frivolous lawsuits but foresee continued focus on liquidity requirements.
2. Basel III Endgame: There are concerns about the timing and implementation of the Basel III Endgame rules, which are still undergoing revisions.
3. Branching Strategies: Major banks provided updates on their branching strategies, emphasizing the importance of physical branches even in a digital age.
4. Mergers and Acquisitions (M&A): The outlook for M&A remains cautious, with banks focusing on strategic acquisitions rather than large-scale mergers.
5. Consumer Credit: There was discussion on whether a consumer credit 'snapback' has been delayed, with mixed views on the future of consumer credit trends.
6. AI Adoption: Bank of America highlighted the significant impact of its AI-based virtual assistant, Erica, which has effectively filled roles equivalent to thousands of employees.

These takeaways provide a comprehensive view of the current priorities and challenges facing major banks as they navigate the evolving financial landscape. Click HERE to learn more.



Why Old Bank Marketing Models Will Fail in 2025 — And What to Do Instead

by Garret Reich

We're living in an age where the average household juggles 17 connected devices and traditional customer data is riddled with errors. New approaches to consumer segmentation are emerging that combine granular data analysis with sophisticated identity resolution, promising more precise targeting across channels. While the technology is evolving rapidly, the core challenge remains constant: how to deliver relevant messages to increasingly distracted consumers who expect personalized experiences. Recent analysis from TransUnion highlights a significant shift in how businesses need to understand and reach their target audiences. The marketing landscape has evolved well beyond basic demographic segments — pushing toward more sophisticated, data-driven approaches to consumer profiling. Click HERE to learn more.

Survey Coverage Up To $5M for Lenders Coverage

A mortgagee policy with full survey coverage can now be obtained from Investors Title without the expense and delay of obtaining a current survey. This alternative in title insurance underwriting is designed to save time, improve scheduling and save the mortgagor from having to continually pay for updated surveys. A mortgagee policy can be issued providing full survey coverage without a current survey if, at any time in the chain of title, the property has been surveyed by a registered land surveyor and is described consistently with such survey. This coverage may be used to satisfy requirements for the issuance of an ALTA 9 up to $5 Million dollars in coverage. Click HERE for more information.

Bankers Title Offers Back-Office Settlement Support For Attorneys

We proudly offer back-office support for Attorneys with limited staff or those who prefer not to handle the funds and disbursement.

• We work with the Attorney behind the scenes to prepare the Settlement Statement, clear title requirements, and deliver the closing package to the Attorney to conduct the closing with their client.
• Bankers Title will handle all funds and disbursements
• Competitive all-inclusive fee for this service
• The Attorney instructs us on how they would like the communication with the client to be handled. We can communicate, or the Attorney can be the primary contact point.
• Free up your internal resources for more critical jobs and allow Bankers Title to take on the time-consuming tasks of preparing a settlement. Click HERE for more information.

Investors Title Offers Special Rates for CRA Premiums, Commercial Rates & Reissue Rates

• Community Housing Rate is available for policies issued to cover loans made to persons with income not to exceed the median income AND made in connection with Fannie Mae's or any lender's affordable housing programs, community development programs, low income housing or community enhancement programs. The rate shall be:$1.50 per thousand of coverage, Minimum Premium: $100.
• Special Commercial Rates help save your clients dollars on standard owner's and loan premiums. Standard Owner starts at $3.00 per thousand and Standard Loan at $2.00 per thousand up to $1M of liability.
• Reissue Rate for applications on which title insurance has been previously issued. Applies to ANY lender or owner previous policy, no matter the underwriter. Reissue rates apply up to the face amount of the previous policy, with excess insurance computed at the Standard Owner or Standard Loan rate.

Click HERE to review our Virginia rate brochure which outlines all of the details.