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Be EXTRA careful on roads as students head back to school…. All college students should have some insurance coverage while they're at school. Depending on their situation, a student may need auto, renters, life and health insurance policies. As a parent, check with your own insurance company to see if any of your policies will cover your child at school for free.

College Student Insurance Back to College? We can help! The moment’s come.The bags are unpacked, the bed is made, pictures are on the wall, and the snack-shelf is fully stacked. It’s time to say good-bye. And in your stomach, you feel an odd mixture of pride and joy, anxiety, and… sentimentality. Can this bright young college student who is positively vibrating with excitement REALLY be your little one who just learned to walk? It’s hard to let go. But as a parent, you’ve spent the last 18 years raising your child to be ready for these first steps into life on their own. And you did a great job – otherwise, they wouldn’t be here. Still, you’ll want to make sure they’re fully protected as they sail off with their wishes, dreams and hopes. FRM Group Insurance and Financial Services can provide you with guidance on what insurance you’ll need and what you won’t need for this life altering event. Following are some points to consider when it comes to your college student’s insurance needs: Auto Insurance - is your student taking a car to school with them? Homeowner’s or Renter’s Insurance - is your student living on campus in college-provided housing, or are they renting an off-campus apartment? Health Insurance - is your student covered under your family plan? If not, does their college offer a student plan?

September is National Preparedness Month National Preparedness Month (NPM) is an observance each September to raise awareness about the importance of preparing for disasters & emergencies that could happen at any time. “Prepare to Protect. Preparing for disasters is protecting everyone you love.”

Each week in September, focus on a different aspect of preparedness for individuals, families and communities. Week 1: September 1-4: Make A Plan Talk to your friends and family about how you will communicate before, during, and after a disaster.  Week 2: September 5-11: Build A Kit Gather supplies that will last for several days after a disaster for everyone living in your home. Don’t forget to consider the unique needs each person or pet may have in case you have to evacuate quickly. Update your kits and supplies based on recommendations by the Centers for Disease Control. Week 3: September 12-18: Low-Cost, No-Cost Preparedness Limit the impacts that disasters have on you and your family. Know the risk of disasters in your area. Learn how to make your home stronger in the face of storms and other common hazards. Check your insurance coverage to make sure it is up-to-date. Week 4: September 19-25: Teach Youth About Preparedness Talk to your kids about preparing for emergencies and what to do in case you are separated. Reassure them by providing information about how they can get involved. #PrepareToProtect #BeReady Ready.gov

Through the entire month of September, we are continuing to collect food and pet supplies at our offices. They will be distributed at local animal shelters.

#poconoinsurance #thinkfraileyfirst

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FRM Group Insurance and Financial Services 1286 N Ninth Street, Stroudsburg , PA 18360 445 Coal Street, Lehighton, PA 18235