A monthly newsletter brought to you by Treece Financial Group | # 52 | September 2018
Holistic | Welcoming | Advocacy-Oriented Financial Planning
Do you fear another 2008-style market meltdown or other major correction?

Are you unsure about how to invest your portfolio in today’s uncertain economic and political climate?

Let’s face it, this question is on many investors minds today.

Many investors are concerned that the market could have a major correction, but don’t want to just sit it out while the market is still going strong. 

No matter what happens, one thing is for certain— there will be change! Take action now and be prepared for whichever way the market turns.

You don’t have to ride a volatile market to the bottom.

I am here to offer no-pressure advice about flexible and innovative financial solutions. I work with experienced money managers who offer investment strategies that can go into cash positions in event of a crisis to try to preserve your investment.*

Get objective and personalized advice that speaks to your concerns without conflicts of interest .

As an investment advisor representative, I have the autonomy and discretion to put you at the center of all investment strategies and business decisions without any conflicts of interest. This is different from many people in the financial services industry who are really little more than salespeople.

As an Accredited Investment Fiduciary, I have the duty to always put your interests first. I follow a fiduciary process that includes a duty of utmost care, a duty of integrity, a duty of honesty and full disclosure, a duty of loyalty, and a duty of good faith. I am proud to adhere to the best practices and guidelines of The Institute for the Fiduciary Standard.

I am happy to meet with you to discuss strategies to preserve your investments as the market changes …
It's Time to Get Schooled
The New Millennium Belongs to This Year’s Entering College Class of 2022 in The 21st Annual Mindset List
A lot can change in just 18 years, but these same 18 years also make up the mindset—or “event horizon”—of today’s entering college students. Born in 2000, the first year of the new millennium, these students are members of the College Class of 2022.
Here's a glimpse of how they view the world:

#3 They have always been able to refer to Wikipedia.

#11 Presidential candidates winning the popular vote and then losing the election are not unusual.

#27 A visit to a bank has been a rare event.

#50 Donny and Marie who?

#55 Films have always been distributed on the Internet.
What Colleges Look For and How to Get In

Competition for admission to colleges and universities is more competitive than ever. Parents and students in 8th-12th grades are invited to get real and practical answers to crucial questions about what you to know about the college admission...

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Student Social Security Primer
Social Security is much more than a retirement program, it provides financial benefits, information, and tools to help support workers and their families.
It’s important for students to understand why Social Security was created and why it’s important in their lives today and in the future.
Many colleges permit senior citizens to audit courses tuition-free. No credit is awarded for audited courses but you can work as much or as little as you want. Just fill out an application and pay an administrative fee. If space is available, you’re in.
One Day University
One Day University® brings together professors from the finest universities in the country to present special versions of their very best lectures. Learn from on-demand videos and podcasts, as well as live events including right here in Miami!
Seminar Series Returns to Lambda Living:
Thursday, September 20th @ 6:30 p.m.
Treece Financial Group and Lambda Living are proud to present a series of free seminars to educate the LGBTQ community and its' allies on a variety of important financial topics. All seminars start with a wine and cheese reception at 6:30 p.m. FREE and open to all community members. Bring along a friend!
Gay-ging Alone: Grow Bolder, Not Older

LGBT older people are 2x as likely to be single and live alone and 4x less likely to have children to help them. If you are aging alone and don't plan for your needs, who will? Attend this free seminar to learn strategies to meet the unique...

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Who do you know that we can help?
Do you have a relative or friend whom you think would benefit from the same level of personalized financial planning service we provide to you?

If so, great! Simply email or call our office at 305-751-8855 with their information.

As thanks, we'll send you a Starbucks gift card so you can have a virtual coffee date with David at your convenience. We look forward to hearing from you!
Treece Financial Group serves a diverse, international clientele. Our clients include individuals from many racial and ethnic minorities, various religious backgrounds, uncommon family structures, and LGBTQ singles and couples. Unfortunately, the financial industry can be viewed as very traditional and unwelcoming to some individuals. We welcome everyone and approach each relationship with sensitivity and respect.
*Investments in securities do not offer a fix rate of return. Principal, yield and/or share price will fluctuate with changes in market conditions and, when sold or redeemed, you may receive more or less than originally invested. No system or financial planning strategy can guarantee future results.

Registered Representative: Securities and Advisory Services offered through Cetera Advisors LLC, member FINRA/SIPC. Cetera is under separate ownership from any other entity.