Bill's Bulletin 
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Charles Dickens

"When dealing with people, remember you are not dealing with creatures of logic, but with creatures of emotion."
Dale Carnegie
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5 Positive Trends for Buyers & 5 Positive Trends
for Sellers in 2019 

Naples, Fla. (January 18, 2019) – The Naples area housing market ended 2018 with impressive annual activity statistics in all areas of the residential real estate market including an 11 percent increase in total closed sales and a 14 percent increase in inventory compared to 2017. Sales of homes over $1 million continued to drive the market in 2018, especially in the condominium market where closed sales of condominiums over $1 million increased 37 percent! According to the Year End 2018 Market Report released by the Naples Area Board of REALTORS® (NABOR®), which tracks home listings and sales within Collier County (excluding Marco Island), inventory at the end of 2018 was the highest on record in six years. 

“Prices held steady in 2018 with just a 3 percent increase in median closed price,” said Brenda Fioretti, Managing Broker at Berkshire Hathaway HomeServices Florida Realty. “However, for homes over $300,000, the median closed price actually decreased 1 percent.”  

IRS Reopens Key Program for Mortgage Loans

WASHINGTON—The Trump administration last week revived a program that is key to home lending, after the mortgage industry said its closure during  the partial government shutdown  could have forced lenders to delay or scrap loan closings.
The Mortgage Bankers Association and other industry groups had complained to the Treasury Department that the program’s closure as part of the shutdown could harm consumers seeking to obtain a loan.

At issue is an Internal Revenue Service program for processing forms that lenders use to verify borrowers’ incomes.  Fannie Mae  and  Freddie Mac , which guarantee roughly half of the mortgage market, generally require the form to be submitted to the IRS by the lender before the loan is eligible for purchase by the government-mortgage giants. The program is also used for mortgages backed by the Federal Housing Administration, which insures an additional 11% of all U.S. single-family residential mortgage debt.

Mortgage Rates Hit a 9-Month Low as Government Shutdown Is Already Biting the Housing Market

Rates for home loans slid again, even as the ongoing government shutdown poses a fresh threat for a wobbly housing market.
The 30-year fixed-rate mortgage averaged 4.45% in the January 10 week, mortgage liquidity provider  Freddie Mac said Thursday . That was down 6 basis points and marked the lowest point for the popular product since April. The 30-year-fixed hasn’t risen in over two months.

The 15-year fixed-rate mortgage averaged 3.89%, down from 3.99%. The 5-year Treasury-indexed hybrid adjustable-rate mortgage averaged 3.83%, down 15 basis points.

U.S. Luxury Home Sales to Slow in 2019

U.S. luxury home sales will follow an old cliche in 2019: What goes up must come down.
An economic cocktail that includes rising mortgage rates, the biggest rewrite of the federal tax code in a generation, stock market volatility and rapid home price growth began to cool high-end home sales around the country in the second half of the year, and the trend is expected to continue through 2019 with some notable exceptions, according to a year-end report from .

The slowdown will mark a change of pace for a section of the U.S. housing market that’s seen record-setting price growth and robust activity over the past two years.

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650 W. Coshocton St.
Johnstown OH 43031


Price reduced on ''former daycare center'' - located directly across from McDonalds on the primary commercial corridor (Rt 62) - less than 1 mile SW of ''downtown'' Johnstown. This building (with ample parking) is located on a deep lot on over 1 acre of property. Building has over 1,700 SF on the main floor ...and 1,200 SF on the lower level (with a walkout in back). This listing has: a kitchen; 2 restrooms on each floor; is already outfitted with fire & security systems; magnetic lock entry door; internal commercial code doors, etc. (as it was a daycare). Zoning would allow various commercial uses.
As prices climb, Ohio and U.S. home sales fall in December

CLEVELAND, Ohio – As home prices continued to rise in Ohio last month, sales fell off from year-ago levels. Still, state real estate professionals were upbeat about how 2018 ended.

“It was a solid year for the Ohio housing market, as we experienced record gains in average prices and nearly matched our best-ever level of sales activity,” said Anjanette Frye, president of the Ohio Association of Realtors, in a statement accompanying the statewide trade association’s December sales report this week. Those figures are gathered from multiple listing services.

In December, sales of new and previously-owned homes fell 8.1 percent from November and 5.3 percent from December 2017. For the year, home sales were down 1 percent from 2017.

This sales decline occurred as home prices climbed. The average sale price in December was $180,284, a 5.6 percent increase from December 2017, the Ohio Association of Realtors reported. The average sale price for the year rose to $182,561, also a 5.6 percent increase over 2017’s average price.

In Northeast Ohio, home sales were basically flat from 2017 to 2018, The Plain Dealer reported earlier this month. The average sale price for a house in Northeast Ohio rose 5.3 percent compared with 2017, according to listing service data for 18 counties in the region.

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Do you have a property you would like to rent out?
Looking for a headache-free solution?

Let us take the work out of it for you!

With our Property Management Services we can fully manage your Investment Property. 

We find tenants, vet and screen them, handle lease paperwork, carry out property inspections and collect your rent checks. 

Plus, with our Renovation Services we can also handle any property maintenance issues on a small or large scale.
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Let us help! As a Florida licensed Residential and Commercial Contractor with over 25 years of experience we can assist with your renovation needs or build your dream home on your lot!

Certified Building Contractor CBC 1260844.

Before you decide to build talk to us!

Read More about our background and experience or Contact Me now to discuss how we can assist with your next renovation project or just to offer our expertise in Construction Consulting Services.    
It's Official, we are now Pulling Permits in Lee, Collier, Pinellas and Manatee counties and the Cities of Bonita Springs, Cape Coral, Naples, Fort Myers and Sanibel!
We file Notice of Commencements and handle all Building and Permitting Matters so you don't have to!
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Insurance Claim Work - Building and Renovation
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Bill Fannin, Jr.
Fannin Florida Services, LLC

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With so many beautiful communities and outstanding golf courses to choose from it's not an easy decision!

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We are industry experts with over 25 years of experience in the real estate field with a solid foundation as a second generation Builder/Developer.

We are Florida Real Estate Agents and Fort Myers Beach residents serving Lee and Collier Counties.  
MVP Realty Associates, LLC
4851 Tamiami Trail N.
Naples, FL 34103
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We are also Ohio Brokers with a full team based in Ohio.

Ohio Brokerage Poised To Grow, with Enhanced Virtual Platform
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William Fannin Realty has been in Central Ohio Since 1969!

William Fannin Realty, Inc. is projected to double its agent count in 2018.

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Missing Home?

Did you know that Naples has one of the largest Buckeyes fan clubs?
They offer three different types of membership. Only $25 per year for a single membership or $40 per year for a couple. Free to the under 35's!

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Looking for a great place to dine in Naples? The owners of Naples beloved restaurant The Pewter Mug now bring us their new venture. Bernie's City diner is well worth a visit! Now serving breakfast and lunch. Open 7 days a week from 7am to 2:30pm!

Join me for breakfast to discuss your real estate needs, for a free home appraisal or just to say hello! Monday's at 8am at Bernie's City Diner located at 14700 Tamiami Trail N. #22, Naples, FL 34110. RSVP Now!   (239) 745 5492.
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