Benefits Bulletin
December 2018
Health Plan Pricing Transparency...
The New Frontier?
Two recent developments will likely alter how both Pharmacy Benefit Managers (PBM’s) and local health plans (insurers) approach health plan pricing in 2019 and beyond. Both developments demonstrate that the industry’s ongoing plea for more transparency is not just being acknowledged with a head nod, it’s initiating change.

Development 1

CVS Caremark has unveiled a new business model that claims to pass 100% of prescription drug rebates back to plan sponsors and their members. The model provides the plan sponsor with “Guaranteed Net Cost” pricing on prescriptions after rebates and discounts. CVS explains that this new approach will provide “net cost predictability”, however there’s still much to learn about what that means in our opinion. If the model lays out the way it’s been advertised, we will likely see...
Gary R. Goodhile, CLU | Principal & Co-Owner, Sullivan Benefits
Holiday Eating 101

Resolve to watch your diet during the holidays. Here's how...
You might be surprised to learn that the average American gains one to two pounds during the holidays. And those pounds tend to stick around – and accumulate – year to year. 

The good news is it’s not that difficult to avoid weight gain this season. It just takes some planning and, of course, a measure of self-control...
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Corporate Wellness Director
Sullivan Benefits