Benefits Bulletin
September 2018
Annual Medicare Part D Notice
Distribute to Employees prior to October 15, 2018!
What is the notification?
Under the Medicare Modernization Act (MMA), Medicare eligible individuals must be notified whether or not their prescription drug coverage is creditable; creditable coverage meaning that such coverage is expected to pay on average as much as the standard Medicare prescription drug coverage.

When do I need to send the notification?

Notification of Creditable Coverage is an annual requirement and must be provided prior to October 15th ( the beginning of the annual enrollment period for Medicare Part D). Notices must also be sent:
  • Prior to an individual's initial enrollment period for Medicare Part D prescription drug benefit;
  • Prior to the effective date of coverage for any Medicare-eligible individual who joins the plan;
  • Prior to any change in the creditable status of an employer's plan; and
  • Upon a beneficiary's request.

Helpful Links:

What about the Online Disclosure to CMS?

Please note, the above Medicare Part D Disclosure is in addition to the annual Online Disclosure to CMS, which is completed annually and is generally due within 60 days from the start of a plan year. View the CMS Creditable Coverage page for concise detail on both requirements.
Enjoy Good (and Safe) Eats During Your Fall Activities
Heading out this fall for an afternoon hike to take in the changing leaves? Setting up camp for the night (or several)? Whether it’s one of these or both, make sure you’ve got the right supplies—especially food and water. And while it may not be hot out anymore, you still have to take steps to ensure your food and water are safe. Here are some tips for your outdoor adventures.
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"Nan the Nurse"
Director, Corporate Wellness