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April Benefits Digest


Don't Break the Bank on Healthcare Costs

You may be overpaying for your healthcare, but your Health Pro is here to help. At a time when healthcare costs are on the rise, seeking services can be daunting and delaying care can negatively impact your wellbeing. Take advantage of this free program to save on upcoming visits and treatments.


Need a referral? Want to avoid unwelcome, expensive surprises?


That's where Sunny Mistry comes in, Hanover's Alight advocate dedicated to bringing healthcare costs down to earth. Think of Sunny as your healthcare helper. She can research prices so you can compare options prior to scheduling an appointment. Then, you can decide based on both the quality of care and costs of services.



Click here to compare prices now, or contact your Health Pro at sunny.mistry@alight.com; 800-513-1667 x3036.

Get your physical and get paid!


All employees enrolled in a Hanover sponsored medical plan have an opportunity to participate in the Wellness Program to earn $100 per employee or $150 per employee & spouse. Your specific individual data is not provided to Hanover. The benefits department will only be given aggregate data and will only be notified if you complete the Wellness Program. Please note that if your spouse is enrolled in one of Hanover's medical plans, then both the employee and spouse must complete the program to earn the incentive.



Bring this form to your doctor appointment, submit to WellWorks, and receive your gift card!

Master Your Money Mindset

Financial wellbeing is not necessarily about having more money. Rather it’s about having a healthy relationship with money. Discover the ways you think about money and learn how you can improve your financial fitness.


Understanding and improving your money mindset - Save plenty, spend wisely, and invest the rest: the basics of personal finance are simple. But implementing them can be complex, even if you've grasped the mechanics. Click here to read more.


Understanding how relationships can make or break your budget - Our relationships influence much of what we do, including the way we spend money. Learn why spending within your means is a healthy approach to both relationships and money. Click here to read more.


Hanover's EAP supports your total wellbeing. Telus Health, formerly LifeWorks, is available 24/7 for confidential advice and support by app, web, and phone. Visit www.lifebalance.net (User ID: hanoverco; Password: lifebalance) or call 877-259-3785

Digital Safety is a Family Affair

The online world is becoming every child's favorite playground. With more children accessing the Internet with different devices, they are learning and growing more each day. When used appropriately, the digital world can help be your child's portal to achieve great things.


While every parent wants their child to have access to the latest and best information, they also know that safety is paramount. Children may not understand the dangers of engaging in today's digital world and often access websites and links without a second thought.


It's why Norton LifeLock Benefit Plan includes parental control features so you can manage your kids' activities online – set screen time limits, block unsuitable sites, and monitor search terms and overall activity history*.


Additionally, Norton and National PTA teamed up to provide a free, interactive resource that helps families set healthy tech limits together: The Smart Talk. This complimentary tool is available to help set digital safety ground rules together.


The Benefits of Parental Control

The Parental Control feature (included in Hanover's LifeLock with Norton Benefit plan) helps parents teach their children safe, smart, and healthy online habits. This feature includes easy-to-use tools that allow parents to set screen time limits, block unsuitable sites, and monitor search terms and overall activity history.*

Financial Webinar Series to Improve Your Personal Financial Wellness

WellWorks is offering free bi-monthly financial webinar series throughout 2023, hosted by Trinity Wealth Advisors. The live stream webinar series is offered every 3rd Wednesday - 11:00 am EST. After you register, you will receive an email following each session with a recording of the webinar for future use.


Click here to sign up!

 

Create an Easy Budget and Start Saving - April 19, 2023

The most important aspect of financial wellness is living below your means or spending less than you earn to save for your future. A budget you can stick to is the best way to make this happen. This session provides guidance on creating a budget and goals you can use, and simple ideas to help you make it an ongoing habit.


Reduce Your Debt - June 21, 2023

Financial debt can have a real impact on your level of stress, job performance, and family life. Learn about a winning plan and the steps you can take to reduce your debt and begin to improve your overall level of financial wellness.


Are You on Track to Retire Comfortably? - August 16, 2023

It is never too early or too late to start planning for your retirement. This session provides simple steps to start now and progress at whatever pace works for your current financial situation. Saving now and planning for life in retirement no matter your age or income are the keys to success.


Investing to Build Wealth - October 18, 2023

Once you are able to start saving, it’s important to invest to build wealth over your lifetime for all of your life goals, whether your goals include buying a house, paying for education, retiring after your career, leaving a legacy for your family, or all of the above. Start with a plan for investing your assets that will grow over time.


Protect Your Family for the Future - December 20, 2023

Your most valuable asset is your family. The last step to improving your financial wellness is to prepare for your family’s future and protect your assets and your healthcare wishes. Follow these guidelines for estate planning basics.

Register for Available Webinars Through NY Life

Take an hour to take care of yourself. Explore and register today for the monthly webinars listed below. These are available to you and your family members, as part of the Life Assistance Program through New York Life.

 

Can't join on the date listed? No problem. If you miss the webinar, you can catch the replay the day after the webinar occurs.


Click the titles to register: 


The Psychology Behind Saving Money and Other Good Financial Habits

April 12, 1pm ET

We will examine recent research related to how and why people save vs. spend and identify strategies for you to change your financial mindset and develop new habits.


Mental Health Awareness

May 17, 1pm ET

Designed to reduce the stigma associated with mental illness and to promote ways of supporting one another in the workplace, this program will address signs and symptoms of distress and effective ways of providing support for co-workers.


Mindfulness: Being Present in Your Work and Life

June 14, 1pm ET

The idea of mindfulness or being mindful is complete engagement in the present moment. Some benefits of developing mindfulness include improved concentration, improved quality of relationships, and greater emotional control. This training discusses how to incorporate a practice of mindfulness into your life.

Secure Website for BCBSTX Participants

Top Five Reasons Why Employees Should Register for

Blue Access for Members (BAM)

 

When employees use the secure website, they can access their health plan information, resources and tools. 



You should register for BAM to access MDLIVE services.

 

1. Sign up for MDLIVE.

2. Review benefits, account balances, claims status and more - and view or print an Explanation of Benefits (EOB).

3. Order or print a replacement ID card.

4. Search for and compare in-network doctors and hospitals with Provider Finder. 

5. Research, estimate and compare costs of services and treatments using the Cost Estimator tool.

6. Set preferences, sign up for alerts and notifications.


Use Blue Access Mobile for Secure Information

 

Employees can download the BCBS App to access their secure health information on Blue Access for Members (BAM). To get the app, members can text* BCBSTXAPP to 33633 or search for BCBSTX in the iTunes App Store or Google Play.

View Hanover's Benefit Information on the UKG Homepage
To view benefit information, login to UKG Pro (formerly UltiPro) and view your homepage. To update this view, click the next arrows on either side of your screen.
Our 2022 benefits information will be located on the right-side
of the homepage under "Benefits Documents."
Benefits On-the-Go
Mobile apps are a great way to get information on the go. If you don't have them
already, all the apps below are available on Apple or Android devices.
Links to Explore

Benefits Contact Sheet

Health & Welfare Benefits Summary

2023 Benefits Guide

Physician Engagement Program


Hanover Company
1780 S. Post Oak Lane
Houston, TX 77056

Contact Us
(713) 267-2100
www.hanoverco.com