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How To Tell If Usage-Based Car Insurance Is Right for You
With Potential Surcharges, It's Not for Everyone
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Going Over 80 Can Hurt Your Insurance Savings
Driving at 80 mph or more can count against rate-reduction rewards in usage-based insurance plans.
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Plug-in devices that monitor aspects of an auto insurance customer's driving are nothing new. And it's nearly impossible to miss the commercials touting the savings that good drivers might enjoy if they try out their carrier's usage-based programs.
But what is still only whispered about are the potential downsides: surcharges for bad driving. Most auto insurers go out of their way to insist that their driver-monitoring programs exist only to reward safe drivers and that the worst outcome for trying one is that drivers don't get the advertised savings. And even then, insurers say, drivers will gain valuable feedback and be able to make positive changes in their driving.
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Welcome First Time Drivers!
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Distracted driving is any activity that could divert a person's attention away from the primary task of driving. All distractions endanger driver, passenger, and bystander safety. These types of distractions include:
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- Texting
- Using a cell phone or smartphone
- Eating and drinking
- Talking to passengers
- Grooming
- Reading, including maps
- Using a navigation system
- Watching a video
- Adjusting a radio, CD player, or MP3 player
But, because text messaging requires visual, manual, and cognitive attention from the driver, it is by far the most alarming distraction.
The best way to end distracted driving is to educate all Americans about the danger it poses. On this page, you'll find facts and statistics that are powerfully persuasive. If you don't already think distracted driving is a safety problem, please take a moment to learn more. And, as with everything on Distraction.gov, please share these facts with others. Together, we can help save lives.
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Need Auto Insurance?
Call or click here for your Free Quote today!
954-340-2323
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Customized Insurance Solutions
954-340-2323
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2855 N. University Drive, Suite 110 Coral Springs, Florida 33065
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This newsletter is intended for M and L Insurance policy holders who provided e-mail information.
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