We say 'should' because, strictly speaking, they need final approval from the Secretary of State, although any change is extremely unlikely.

There are three key levels to be aware of.

 

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Have your New Year resolutions fallen by the wayside yet? You know, the ones about eating better, drinking less and exercising more.

The problem is they all require you to make a change to your lifestyle, which is never easy, particularly in the dark days of mid-winter!

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The High-Income Child Benefit Charge (HICBC), to give child benefit its correct name, was introduced in a rush by George Osborne - so much so that it began three months beofre the start of the 2013/14 tax year.

It was, and remains, a classic example of the type of tax system tweaking beloved of Chancellors.

 

Pension automatic enrolment has become a major success since it was launched nearly seven years ago, with almost 10 million people joining a workplace pension arrangement.

Take-up rates have been much higher than some pundits had forecast.

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2018 was a very different year for investors from 2017.

During that year, the share markets generally produced positive returns with very little volatility.  Both years had their fair share of dramas, with Brexit and Donald Trump sources of concern across the 24 months.

 

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