Blue Family News - August 2020

BLUE FAMILY NEWS

August 2020

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Locations & Hours | Loan Rates | Who Can Join | Mortgage Loans

VISA Platinum Rewards Credit Card – Rates as low as 8.99% APR*
VISA Debit Card – Access to thousands of FREE ATMs
Shared Branching – Take us with you to college with over 5,000 shared branch locations
Mobile App & CUFFS Online Banking – A mini teller in your pocket 24/7
POPMoney – Send or receive money via email or text
Mobile Check Deposit – Deposit checks with a picture from your phone
Smart Option Student Loan – Get the money you need for college
BlueMoney Management – Manage all aspects of your finances in one convenient location

Please contact the credit union if you have any questions about these tools.

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* APR = Annual Percentage Rate. All rates are based upon credit qualifications. Not all borrowers will qualify for the same rate when a rate is listed “as low as.” Rates, terms, and conditions are subject to change without notice. Some restrictions apply. See credit union for full details and disclosures.

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*All loan financing is based upon credit qualifications. Not all borrowers will qualify for the same rate. Rates, terms, and conditions are subject to change without notice. Some restrictions apply. See credit union for full details and disclosures.

How to Join

Get a Better Auto Loan Rate

If your vehicle loan is with another lender, you are probably paying too much! Refinance your vehicle loan with YOUR credit union at a rate as low as 2.75% APR!* Take advantage of this great offer and enjoy a lower interest rate, no payments for 90 days, 100% financing, plus we will give you $50.

There's an added convenience of having your vehicle loan at YOUR credit union where you can arrange automatic loan payments. If your current vehicle loan from another lender isn't giving you the value you want, refinance it with Police Federal Credit Union of Omaha!

Refinance Now

*Annual Percentage Rate. With approved credit. Rates,terms and conditions are subject to change without notice. Rate can vary based on credit worthiness,age of vehicle and terms of the loan. Financing up to the retail value of the vehicle is available. This offer is valid only for refinancing vehicle loans currently held at another financial institution. Vehicle loans currently financed through PFCU of Omaha cannot be refinanced with this offer. Minimum APR will be determined by the credit union. Contact our loan department at 402-391-4040,Option 1 for complete details. The minimum refinance loan amount is $5,000.The maximum loan amount is $100,000.

What to Do if Your Personal Information is at Risk

Fortunately, if you are a Premier Checking account holder, you are already eligible for nxg|PROTECT with Dark Web Monitoring as well as Credit Monitoring and professional Identity Theft Recovery Services. If you receive a Dark Web Monitoring alert from nxg|PROTECT, or you otherwise have reason to believe your personal information has been compromised, you can follow these immediate steps below to help stop the damage. Also, if you feel you may be a victim of identity theft you can call an Identity Recovery Advocate who can help you understand if additional actions need to be taken or if your Advocate needs to perform steps on your behalf to help you regain control of your identity. You can learn more about your nxg|PROTECT benefits by visiting our website.

Change your passwords. This should be a regular practice, but it is immediately needed if you have received a Dark Web Monitoring alert or you have received a data breach notice that your email address and/or your website login information (username and password) for a particular website may have been compromised in a data breach. Also, remember if you have used that same combination of username and password on any other websites or logins, you should change those as well.
Monitor your banking transactions, credit report, and postal mail. Looking at your banking transactions regularly can help prevent fraudulent transactions from getting out of hand. If you spot a suspicious transaction, we can help you take immediate action to prevent further damage to your bank account or credit card balance. However, remember that criminals may open new credit or bank accounts in your name at an unknown credit issuer or financial institution. Review your credit report at least quarterly and watch for suspicious mail that might indicate this type of activity.
Activate Credit Monitoring and Dark Web Monitoring. If you’re a Premier Checking primary account holder, you have access to no-cost Credit Monitoring and Dark Web Monitoring.

These services will give you further visibility into fraudulent transactions that may occur outside of our financial institution. However, for privacy reasons, we cannot start monitoring for you. You must go online to activate your free monitoring if you have not already done so. If you do not have the information that is needed to take advantage of these account benefits, please contact the credit union. Data breach and identity theft are on the rise. It pays to be vigilant.

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Notify Us of Travel

Traveling this summer? Please notify the credit union of your travel dates and details so that your purchases won't get flagged or blocked. This is just one of the many ways we are protecting our BLUE FAMILY!