January 13, 2025

ACA Plans



Submit final applications for ACA Open Enrollment by Jan. 15


Thank you for all your hard work this selling season as we approach the final Open Enrollment push for ACA plans in New Hampshire. As you work to get your clients enrolled in the best plan for their needs over the final few days, consider WellSense Clarity plans for a combination of low-cost coverage and comprehensive benefits. Please make sure all applications are received by 11:59 p.m. on Jan. 15 to guarantee a Feb. 1 effective date. 

ACA members must pay their premiums to secure coverage


As a reminder, individuals who enrolled for a Feb. 1 start date must pay their premiums by Jan. 31 to finalize their coverage. There are two ways they can pay:



For a list of your enrolled individuals that have not yet paid their premiums, please contact your dedicated broker rep, Patrick MacLeod, at 603-809-1829.

Medicare Advantage Plans


 

A huge thank you for your hard work this Annual Enrollment Period


Thank you so much for your dedication, hard work and commitment to enrolling your clients with WellSense Medicare Advantage this Annual Enrollment Period (AEP). You helped so many disrupted Medicare members across New Hampshire find coverage in addition to all the new members who needed to enroll. With your help, WellSense enrolled over 8,000 new Medicare Advantage members this AEP. We could not have accomplished this without you. We hope you had a wonderful holiday season and were able to rest after such a busy AEP. We look forward to continuing our partnership with you in 2025 and beyond. As we move into the new year, know that we are always here to help if you need anything at all with your clients as they start to take advantage of their new plan benefits.

 

Dual/Low Income Subsidy (LIS) Special Enrollment Period change


In the 2025 Final Rule, the Centers for Medicare & Medicaid Services (CMS) made changes to the Dual/LIS special enrollment period (SEP) in 42 CFR 423.38(c)(4). Effective Jan. 1, 2025, CMS replaced the quarterly Dual/LIS SEP with a one-time-per month SEP for dually eligible individuals and others enrolled in the LIS program to elect a standalone prescription drug plan (PDP). The new Dual/LIS SEP does not permit enrollment into a Medicare Advantage (MA) only or Medicare Advantage Prescription Drug (MAPD) plan or changes between MA only or MAPD plans. Eligible individuals can also use the SEP to switch between standalone PDPs monthly. We’ve created some helpful handouts on special enrollment periods located in the plan materials section of Broker360 to help walk through these scenarios.

We're here to help. If you have any questions, please contact us at agentadmin@wellsense.org

agents.wellsense.org