What a year! 

At the end of September, everything was going along just fine despite all of the worries on Wall Street—Trade, FED, China, Global growth and Chaos in DC and up to that point the Dow was up about 8%—not bad. The fundamental backdrop was solid—the economy was growing at better than a 3% clip, corporate profits were at the highest levels in 8 years and the FED seemed in control of monetary policy and interest rates. . .

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Horizon Financial Services, LLC is a team of financial advisors who provide comprehensive financial planning. We invest time in building lasting, personal relationships. It is our belief that your long-term financial success requires a solid financial plan and our time-tested commitment to you.

Advisory services are offered through Horizon Financial Services, LLC, an SEC Registered Investment Advisor. Insurance products and services are offered through New Horizon Financial Services, Inc., an affiliated company. Horizon Financial Services, LLC and New Horizon Financial Services, Inc. are not affiliated with or endorsed by the Social Security Administration or any government agency.

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