MARCH 2017
A Marine Bank Lending Solution Leads to Successful Business Launch

An online transmission parts business relocated from Miami to Atlanta with plans to purchase a commercial property. Disappointed in the availability of good deals in Atlanta, the business owner returned to Florida and was able to acquire a substantial property in Sebring at a great price.

However, in addition to the property, the owner also needed to purchase equipment for his business, yet lacked sufficient cash reserves to cover the typical 20%+ down payment required in conventional financing. Additionally, he needed cash to cover the closing costs and some working capital.

Fortunately, thanks to the SBA and the customer's excellent credit rating and historical performance, Marine Bank was able to secure an SBA loan for the business owner which offered financing for 90% of the total project costs (purchase price of the building/equipment, closing costs, and working capital).

Are you looking for a business loan with a lower down payment and a longer repayment term? Contact Karl Williams at (772) 231-8233 or kwilliams@marinebankandtrust.com and see if you qualify for an SBA loan. 
 

Marine Bank is as
mobile as you are!

eStatements
Receive an alert that your account statement is ready to view! You'll have online access to 18 of your most recent account statements, complete with check images.

Mobile Banking App
Now you can bank with your smart phone or tablet! All you need is internet access and secure login credentials.
  • Check account history and balance in real time
  • Transfer funds between your Marine Bank accounts
  • Pay bills
  • Deposit checks
  • Locate surcharge-free ATMs
Mobile Check Deposit
With your Marine Bank Mobile App, you can make a check deposit from your phone or tablet, wherever you are, whenever you want. It's as simple as taking a photo!

ATM
Don't want those bothersome ATM fees while you're traveling? With Marine Bank, you can enjoy access to thousands of surcharge-free Allpoint, STARsf ® and Presto! ATMs worldwide. And, you can locate them on your Marine Bank Mobile App!

Debit Card
With new chip technology, debit card transactions are more secure than ever! Enjoy the convenience of a credit card that works like a check.

Guardian Alerts
Sign up to receive a text message after every debit card transaction,enabling you to track your activity and report any fraudulent transactions.



Start a Money Library with These Financial Planning Books

Chicago Tribune contributor Elliot Raphaelson recommends the best books for financial planningEven if you depend on professionals for your financial planning, it's important to educate yourself about personal finance. The more educated and focused you are on your investment objectives, the better you'll be able to provide for your beneficiaries, and you'll have more intelligent discussions with your financial planners and attorneys.


Be Our Guest at the Next
Emerson Center Event!

On April 15th at 7 p.m., Molly Polidoroff and Dr. Jocelyn Bezner will discuss the Treasure Coast's best kept secret, an animal refuge called "Save the Chimps" located in Ft. Pierce. We will learn about the the world's largest chimpanzee sanctuary and discover how the Endangered Species Act of 2015, has impacted the lives of these magnificent animals. Your admission is on us! Click here for more details.

Support Marine Bank's Georgia Irish and the Healthy Start Coalition of IRC

On Saturday, May 13th at Riverside Theatre, Marine Bank's Georgia Irish will be participating in Dancing with Vero's Stars, a fundraiser for the Indian River County Healthy Start Coalition.

Although the event is SOLD OUT, you can still support her and the mission to improve maternal and infant health in our community by making a tax-deductible donation by clicking here.  Each tax-deductible donation made will help her dancing score, too. We hope we can count on your support.
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MARINEBANK&TRUST
571 BEACHLAND BOULEVARD · VERO BEACH, FL 32963 

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