By the Numbers February 2025

By the Numbers || February 2025

Legacy Updates

Save the Date: April 9th Client Seminar

April's event will address how human behavior and cognitive bias influence financial planning. Next month, we will send more details, including location and timing. Articles in the resources section have more information about this topic.

On the Horizon: 1099s

If you haven't received all your 1099s yet, the next round will come out on February 28th.

Market Insights

INTEREST RATES

What we know: For the past year, the yield on the 10-year treasury bond has been above the S&P cash flow yield.

What we think: With the market's rise, earnings yields on stocks have dropped to the lowest level in over 25 years. Higher bond yields make the risk-free income on bonds more attractive versus stocks.

Resources

BEHAVIORAL BIASES CAN IMPACT YOUR FINANCES - HERE'S HOW TO OVERCOME THEM

The growing field of behavioral finance studies how cognitive biases impact financial decisions, helping investors become aware of their tendencies and develop strategies to mitigate them.

You can find out more at the link below.

Read Full Article

7 STRATEGIES TO KEEP YOUR FINANCIAL PLAN ON TRACK

Overcome bias and keep your financial plan on track with the following strategies:

1) Regularly Review Your Plan with Your Legacy Advisor 2) Keep a Long-Term Perspective 3) Invest in Yourself First

4) Maintain an Emergency Fund 5) Put Contributions on Autopilot

6) Maximize Your Wealth at Every Step 7) Connect with Your Legacy Team of Professionals

You can find out more at the link below.

Read Full Article

Here's How We Help You

Our upcoming client seminar offers a deep dive into this topic. Throughout the year, we partner with you to develop a financial plan that navigates cognitive bias so that you can achieve your goals.

Call Allison Walker at (502) 873-0521 to get an appointment with your Financial Advisor.

Q4 Newsletter

By the Numbers - January 2025

Visit the Legacy Financial Website

Call us at (502) 873-0521

Bruce McCrea - (502) 873-0522 or bmccrea@legacyfia.com

Bryan McCrea - (502) 873-0523 or mccreabs@legacyfia.com

Chris McCrea, CFP® - (502) 873-0524 or cmccrea@legacyfia.com

TC Falkner, CFP® - (502) 873-0526 or tcfalkner@legacyfia.com

Sheree Bollinger - (502) 873-0527 or sbollinger@legacyfia.com

Providing Peace of Mind for Your Financial Future

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