MARKET: NEAR TERM

What we know: The third-quarter market continued to new record highs. For the quarter, the S&P was up 5.9%, while the NASDAQ rose 2.6%, lagging the broader market. Year to date, the S&P is up more than 20%.

What we think: The market may be getting ahead of itself, but broader participation by other industries should prevent any significant pullback.

How we protect client information

First and foremost, the principle "Know your customer" is primary in our firm. All of our Advisors and Customer Service staff know clients by name, voice, household members and phone number. We also partner with Riskigy, a service provider for continuous oversight, vendor risk management, and regular training.

To learn more about Legacy's rigorous standards of cybersecurity, click here.

Cybersecurity articles for staying ahead of the scams

Staying one step ahead of scammers can seem a full-time job. For numerous articles to help you - and a loved one - stay hyper-aware and avoid the grandchild scam, lottery scam, charity scam, computer scam and more, click here.

Have you claimed your Homestead Exemption from your property tax?

​​In Kentucky, homeowners who are least 65 years of age are eligible to receive a homestead exemption. This exemption - which for 2023-2024 assessment years was $46,350 - is applied against the assessed value of your home, and your property tax liability is computed on the assessment remaining after deducting the exemption amount. To learn more, click here.